Andy Zain offers the following royalty-free article for you to publish online or in print. Feel free to use this article in your newsletter, website, ezine, blog, or forum. ----------- PUBLICATION GUIDELINES - You have permission to publish this article for free providing the "About the Author" box is included in its entirety. - Do not post/reprint this article in any site or publication that contains hate, violence, porn, warez, or supports illegal activity. - Do not use this article in violation of the US CAN-SPAM Act. If sent by email, this article must be delivered to opt-in subscribers only. - If you publish this article in a format that supports linking, please ensure that all URLs and email addresses are active links. - Please send a copy of the publication, or an email indicating the URL to [email protected] - Article Marketer (www.ArticleMarketer.com) has distributed this article on behalf of the author. Article Marketer does not own this article, please respect the author's copyright and publication guidelines. If you do not agree to these terms, please do not use this article. ----------- Article Title: What Is A 3 In 1 Credit Report? How Can It Help You? Author: Andy Zain Category: Word Count: 444 Keywords: 3in1 credit report,3in1 credit reports Author's Email Address: [email protected] Article Source: http://www.articlemarketer.com ------------------ ARTICLE START ------------------
Everyone is entitled by law to receive one absolutely free credit report every year. Most people know this these days, but few realize that there are actually three different credit agencies that collect this type of information. Further, what is reported through one of these agency reports may not be the same as what is reported on the others. That is where the 3 in 1 credit report comes in handy. If you already check your credit report once a year, that is great! But, if you want to completely protect your private information and maintain the integrity of your report, you need to take it a step beyond this once a year check-up. If someone gains access to your information, great damage can be done if you do not discover it until months later. In addition, most people do not realize that credit agencies can make mistakes. If there are inaccuracies on your report and you go an entire year before realizing the problem and having it fixed, everyone who looks at your credit in that time frame sees the inaccurate information. You have to regularly monitor all three of your reports in order to catch these mistakes in a timely fashion. You cannot assume that all businesses you work with will report to all three of the credit agencies the same. Some only report to one while others report to two. This accounts for many discrepancies between reports. Therefore, you are not getting the complete picture of what your credit looks like if you are not checking all three reports. Information on one report may not be on the others, so they should be considered a packaged deal. It must also be noted that credit agencies are operated by humans just like the rest of us. They may make mistakes from time to time which will create discrepancies between your different reports. These mistakes have to be caught and taken care of immediately. What a 3 in 1 credit report does is take all of the information on all three of your credit reports and make it into one big report. Instead of viewing three different reports, you only have to look at one comprehensive report to get all of your information. This is extremely beneficial as it will save you tons of time and hassle in the long run. You can still challenge any inaccurate information and otherwise keep the report from each individual agency up to date and accurate, but you do it all at once rather than in three separate steps. When you utilize a 3 in 1 credit report you will also be better equipped to catch any problems that may creep up with your information. For more tips and information on credit reports visit http://www.creditreportyes.com ------------------ ARTICLE END ------------------ [Non-text portions of this message have been removed]
