Andy Zain offers the following royalty-free article for you to publish online or in print. Feel free to use this article in your newsletter, website, ezine, blog, or forum. ----------- PUBLICATION GUIDELINES - You have permission to publish this article for free providing the "About the Author" box is included in its entirety. - Do not post/reprint this article in any site or publication that contains hate, violence, porn, warez, or supports illegal activity. - Do not use this article in violation of the US CAN-SPAM Act. If sent by email, this article must be delivered to opt-in subscribers only. - If you publish this article in a format that supports linking, please ensure that all URLs and email addresses are active links. - Please send a copy of the publication, or an email indicating the URL to [email protected] - Article Marketer (www.ArticleMarketer.com) has distributed this article on behalf of the author. Article Marketer does not own this article, please respect the author's copyright and publication guidelines. If you do not agree to these terms, please do not use this article. ----------- Article Title: Be Smart And Get Your Free Online Credit Report Author: Andy Zain Category: Credit, Personal Finance Word Count: 438 Keywords: free online credit,online credit report,credit report Author's Email Address: [email protected] Article Source: http://www.articlemarketer.com ------------------ ARTICLE START ------------------
In order to know where you stand with your creditors, it is important that you get your free online credit report as soon as possible. It can mean the difference between getting approved credit and getting rejected. In all honesty, no matter how good you think your credit is, there may be grave errors listed on your report that will stop you from getting future credit. That is why you need to ensure that if there are any errors, they be corrected immediately. Your credit report is an individual report card of your financial record. It shows creditors, how well you pay or not, and exactly how much credit is at your disposal. Bad credit may have an impact on many things other than acquiring more credit. It can mean the difference is getting new insurance or being rejected by this new insurer. There are many victims of credit card and other similar types of fraud. Unfortunately, many of these people do not know that they have been victimized until it is too late. Victims such as these would certainly have their credit rating and gravely affected. It is possible that fraudulent people have falsely taken loans out in your name. Such events could wreck havoc on your credit score. Creditors do not know what the real story is behind what is listed on your credit report, therefore it is imperative that you study your report on a regular basis. The credit bureau is not there to service the you alone. They simply amass the data that is related to your name and listed on your report. Responsible adults take great care in their credit. So, if you get a free online credit report, you are showing responsibility to yourself, all the while understanding your file, the way each creditor would. You will learn to read your credit score and the reason it is being evaluated as such. You will know your credit better than anyone by printing it out and referring to it. In this way, you could to some extent, judge for yourself whether you would be able to be approved on a new credit application. You can make your purchases with complete confidence that you will be approved, if necessary. But above all, it is peace of mind that plays the biggest role in knowing everything you can about your credit. Bad credit has also been known to affect some job applications. Do your part and make sure that your credit score is exactly what it should be and if there are any errors, advise the credit bureau to correct them before you need to make any applications for further credit. For more tips and information on credit reports visit http://www.creditreportyes.com ------------------ ARTICLE END ------------------ [Non-text portions of this message have been removed]
