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Article Title: Going Online To Get A Free Credit Report
Author: Andy  Zain
Category: 
Word Count: 409
Keywords: get,free,credit,report,reports
Author's Email Address: [email protected]
Article Source: http://www.articlemarketer.com
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Commercials and website ads are constantly bombarding us with the option to get 
a free credit report. For most people, it is actually a good idea to view a 
credit report periodically. One can obtain one by going to a website, or a 
phone call can be made to request one. 

When requesting a free credit report, they want several pieces of information. 
They need to verify who you are and will ask for certain information as well as 
security questions. They will need your social security number, and the 
security questions may consist of a telephone number or a former address.

There are so many different websites who offer free credit reports. The free 
credit report is offered through a free trial membership. They may offer 
30-days of a free trial where the person can view their credit report and get 
their credit score. However, a credit card number will be needed because they 
in turn hope you choose to continue service with them. They will charge your 
card at the end of the trial if it is not cancelled. It is recommended to 
cancel this free trial before it expires to avoid charges.

The free credit report is provided from the three credit bureaus, TransUnion, 
Experian, and Equifax. This free credit report will include your credit score. 

Once you have reached the end of your membership trial, your credit card will 
be charged for the monthly membership. There are advantages to purchasing 
monthly membership. You are able to view your credit report at any time. There 
is an identity theft protection service provided, and you can obtain extra 
information about your credit report that you could not with the free trial.

People want to view their credit report for many reasons. Many times, anyone 
who has been denied credit like a credit card will be given the opportunity to 
view their credit report. Someone who has good credit may want to check on it 
yearly. There are also those who need to improve their credit score so they 
monitor their credit report more often.

These services do provide a good service because looking at the credit report 
and score periodically is recommended. Knowing your credit score is important 
for those who want a home loan. If a free credit report is obtained through a 
free trial, it must be remembered that they will charge after the trial. So, if 
the regular membership is not needed then it needs to be cancelled.

For more information and tips on credit reports, visit 
http://www.creditreportyes.com
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