Andy Zain offers the following royalty-free article for you to publish online or in print. Feel free to use this article in your newsletter, website, ezine, blog, or forum. ----------- PUBLICATION GUIDELINES - You have permission to publish this article for free providing the "About the Author" box is included in its entirety. - Do not post/reprint this article in any site or publication that contains hate, violence, porn, warez, or supports illegal activity. - Do not use this article in violation of the US CAN-SPAM Act. If sent by email, this article must be delivered to opt-in subscribers only. - If you publish this article in a format that supports linking, please ensure that all URLs and email addresses are active links. - Please send a copy of the publication, or an email indicating the URL to [email protected] - Article Marketer (www.ArticleMarketer.com) has distributed this article on behalf of the author. Article Marketer does not own this article, please respect the author's copyright and publication guidelines. If you do not agree to these terms, please do not use this article. ----------- Article Title: Check Credit Report To Avoid Theft And Other Problems! Author: Andy Zain Category: Credit Word Count: 415 Keywords: check,credit,report,reports Author's Email Address: [email protected] Article Source: http://www.articlemarketer.com ------------------ ARTICLE START ------------------
The easy going world of yesteryear is long gone and has been replaced by one where speed constant change is the norm. Unfortunately, this fast-paced and ever-changing technology has created a whole new form of theft, also known as identity theft. Stories of unsuspecting victims are all over the news. For example, ATM machines being held hostage by these thieves who steal personal identification numbers and clean out bank accounts. This is the reason why check credit report regularly is necessary by everyone who is responsible and cares about his or her own credit. Along with checking your credit card statements at the end of each month to ascertain that all is kosher, including charges that you actually make is highly recommended. Unfortunately, suspicious purchases and charges may mean that you are a victim of some sort of identity fraud. Although you are aware of this particular situation as it unfolds, you may be unaware of other loan applications that have been made in your name. you check your credit report often enough, you will limit the chances of becoming a victim of identity fraud, or at least will be aware of it very early on. The credit report is a summary of all your existing in past credit, therefore, if anyone has made any applications, whether they were approved were refused, will appear on your credit report. Unfortunately for many innocent people, they only discover they have certain loans or credit cards in their names when collectors are assigned to their cases and they start demanding payment. Honest human errors can also destroy someone's credit. For example, a computer glitch or mistaken data entry, can cause huge problems. Finding and reacting to any mistakes on your report will mean that you can correct the early enough to ensure that you can obtain credit at a future date if you so need it. In addition to that, you would be aware of the credit that is available to you and benefit from some low-interest credit. This could help you save a lot of money by enabling you to change credit lenders and transfer balances to others which would charge you less interest. You'd be surprised at how much money can be saved with preferred interest rates! Knowing your credit rating also means that you know, what has caused you to have this score. Therefore, if your score is poor, you can always work on perfecting it. Often, consumers do not know what may cause them to have a poor credit rating. For more information and tips on credit reports, visit http://www.creditreportyes.com ------------------ ARTICLE END ------------------ [Non-text portions of this message have been removed]
