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Article Title: Stewardship: Just Another Buzzword?
Author: Jay Peroni
Category: Personal Finance, Christianity
Word Count: 852
Keywords: financial planning, certified financial planner, wealth creation, 
investments, savings
Author's Email Address: [email protected]
Article Source: http://www.articlemarketer.com
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The term stewardship is tossed around like a buzzword. Because it is used so 
often, the word's true meaning has lost a lot of its relevance. Let's look at 
Merriam Webster's definition of stewardship:
1. The office, duties, and obligations of a steward
2. The conducting, supervising, or managing of something; especially: the 
careful and responsible management of something entrusted to one's care.
Stewardship is one of the most common themes in the Bible. I refer to 
stewardship as being a faithful manager of the time, skills, and financial 
resources that God has provided you. How you manage these three elements of 
your life affects every other area. When you apply God's principles regarding 
stewardship, you will begin to enjoy freedom and fulfillment that can be found 
nowhere other than in Christ.

God owns it all?
What we possess is not ours. The Bible tells us God created everything between 
heaven and earth. He owns everything. We are responsible for managing our 
lives, our money, and our possessions on God's behalf. Because everything we 
possess is ultimately His, we are essentially God's managers. Many believe that 
only the first 10 percent belongs to God (a tithe), but in reality, He owns the 
other 90 percent as well. He graciously loans us resources based on our ability 
to manage. Will you become a faithful manager?
The parable of the talents (see Matthew 25:14-30) illustrates the power of 
being a faithful manager. With each level of responsibility, the amounts given 
to the servants differed, but each was entrusted with something. The rewards 
were not based on the amounts given, but rather on the increase that resulted 
from the amount given. God gives you responsibility based on what you can 
handle. You have been given something that is important to God; you can please 
Him through being faithful with what He has provided and called you to do.

Being a faithful manager encompasses more than money. It involves management of 
every single area of our daily lives. Do you believe you or God is the owner of 
everything? Your belief is illustrated each time you make a decision. Are you 
in control or is God? Either we attempt to take God out of the picture (the 
reason for the fall of Adam in the garden), or we seek to move closer to God 
(the triumph of Jesus).

The Beliefs of a Faithful Manager
The Faith-Based Investor is based on four core beliefs a faithful person must 
hold in order to manage money wisely for God:

1. God Created Everything
This means you believe it all starts and ends with God just as stated in 
Genesis 1:1: "In the beginning God created the heavens and the earth" (niv). If 
you believe God created everything-from the earth and the other planets to 
plant and animal life to humans to, more specifically, you-then this should be 
the foundation of your faith. Who is in control of everything?

2. God Owns Everything
Psalm 24:1 tells us, "The earth is the Lord's, and everything in it, the world, 
and all who live in it" (niv). Your faith is your greatest asset in this world. 
As your faith continues to grow, your reliance on God should increase as well. 
Believing God owns everything will motivate you to a whole new level. This also 
leads to an important question: To whom does your money really belong?

3. We Are God's Trustees
First Timothy 6:17-18 exhorts,"Command those who are rich in this present world 
not to be arrogant nor to put their hope in wealth, which is so uncertain, but 
to put their hope in God, who richly provides us with everything for our 
enjoyment. Command them to do good, to be rich in good deeds, and to be 
generous and willing to share" (niv). Being entrusted with wealth carries great 
responsibility. If you believe God owns everything, isn't your money really His 
money? He has entrusted the things of this earth to you, and He allows you 
usage during your lifetime, but He is still in control and the ultimate Owner. 
How, then, should you manage His money?

4. Managing Money Involves an Emphasis on Honoring God
The core of this belief is to look at how God would want His money invested. 
This involves an understanding of what God would support or condone. You may 
believe that issues or causes are not just black or white, that there are gray 
areas. Do you think God sees in gray? There is right and there is wrong. Man 
uses gray to justify his lifestyle. Rather than be convicted of wrongdoing, man 
often changes what God intended to suit his needs rather than God's desires. 
How should God's money be invested? Just as the parable of the talents 
illustrates, as a faithful manager, you are responsible for the administration 
of the affairs and possessions of God. His money must be invested to reap the 
greatest reward. One day we all will have to account for how we spent our time, 
used our spiritual gifts, and the way we used or abused the resources we were 
given. This accountability should be our motivation, driving our desires and, 
most of all, our behavior.

Jay Peroni, CFP, and author of The Faith-Based Millionaire and The Faith-Based 
Investor.  Jay is also the founder of http://www.FaithBasedInvestor.com, a 
faith-based investing newsletter and the founder of 
http://www.ValuesFirstAdvisors.com a firm dedicated to faith-based financial 
planning.
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