Daniel Major offers the following royalty-free article for you to publish online or in print. Feel free to use this article in your newsletter, website, ezine, blog, or forum. ----------- PUBLICATION GUIDELINES - You have permission to publish this article for free providing the "About the Author" box is included in its entirety. - Do not post/reprint this article in any site or publication that contains hate, violence, porn, warez, or supports illegal activity. - Do not use this article in violation of the US CAN-SPAM Act. If sent by email, this article must be delivered to opt-in subscribers only. - If you publish this article in a format that supports linking, please ensure that all URLs and email addresses are active links. - Please send a copy of the publication, or an email indicating the URL to [email protected] - Article Marketer (www.ArticleMarketer.com) has distributed this article on behalf of the author. Article Marketer does not own this article, please respect the author's copyright and publication guidelines. If you do not agree to these terms, please do not use this article. ----------- Article Title: The Use Of Credit Cards Requires Restraint or You Will Have Problems Author: Daniel Major Category: Finance, Debt Consolidation, Personal Finance Word Count: 400 Keywords: Credit Card Consolidation Loans, Debt Consolidation, Credit card consolidation, credit cards Author's Email Address: [email protected] Article Source: http://www.articlemarketer.com ------------------ ARTICLE START ------------------
Restraint is an easy word to use but, when mentioned to a newly graduated high school student who has just took ownership of his or her first credit card it is a very hard word for them to put into practice, unfortunately credit card companies make it only too easy for young people to amass a large mountain of debt very quickly. They unscrupulously make offers that seem quite attractive or lucrative to ensnare, what will be, their cash cow of many years to come. Restraint, as I've already mentioned, must be instilled in our young people as it does not take too long at all for our credit cards to be charged to limit. If the self control that was needed was not applied then unfortunately it will not be too long before the person is looking at a repayment figure that exceeds what he or she can afford. Once this point is reached there are various options one can take but by far the most commonly used route is the decision to consolidate credit card debt and any other debt into one manageable loan repayment. The decision to consolidate credit card debt is considered a responsible move in handling your credit. It demonstrates that you are willing and concerned about meeting your obligations and clearing your financial debts. Consolidation of debt should be looked at quite differently from filing for bankruptcy in order to have your debts discharged. It is also a more beneficial than simply ignoring your debts in the unrealistic hope that they will somehow disappear. Credit counselors are willing to assist people and are very easy to approach. They are experts in dealing with hard to manage debt, and in finding solutions to what may seem to many like insurmountable odds. The other benefit of good credit consolidation services is that they also educate the consumer on responsible use of credit, unfortunately though these services are only called upon when a problem exists, rather than right at the start where any potential problem could have been avoided with good information. One final note is that debt in itself can be dealt with and removed completely in as little as three years when using the right methods. Unfortunately though, these methods of which I speak are not common knowledge, even though they are both legal and ethical; and the banks and the credit card companies want to keep it that way. For more information about credit card consolidation and debt consolidation or if you would like to know more about a little known, but extremely effective, method of debt elimination that will clear your debt completely in 3 to 5 years, visit: http://www.creditcardconsolidationloanssite.com ------------------ ARTICLE END ------------------ [Non-text portions of this message have been removed]
