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Article Title: How to Stop Arguing about Money
Author: Harrison Fray
Category: Relationships
Word Count: 498
Keywords: money matters,money problems,live together,consider living together, 
budgeting, conflict
Author's Email Address: [email protected]
Article Source: http://www.articlemarketer.com
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When you start living together as a couple, one of the most critical problems 
you might face is money matters. It's not  a great thing to be fighting over 
money especially if it's with a loved one. Money problems may be so broad, 
spanning the eternal debate of who's earning more and why someone spends way 
too much money on shopping. So to help you avoid making a crack on your 
relationship just because your partner is not as financially healthy as you 
are, here are some practical tips you can use.

1. Identify the bills you need to pay - As soon as you make the decision to 
live together, one of the most important things you need to straighten out is 
who would be paying what. Sort out the bills you will incur and talk about who 
can cover which payment to be made. To be fair, you might want to divide the 
bills fairly in terms of how expensive they will be for either parties to pay.

2. Don't even consider living together if one of you has no income - Sure you 
may feel the need to be with each other more often or that you feel like now's 
the right time to move in together--but be sure that you are doing it for the 
practically right reasons too. It's not enough that one of you has a stable job 
or business. Both of you should have a means for earning income because you 
might subconsciously gain negative emotions about it.

3. Have a joint account for the incidentals - Sometimes, no matter how much you 
budget your money there will be times that an emergency expense would come up. 
When this happens, you would have no choice but to shell out more than you 
might have expected. So to keep from arguing over who pays what, it's better if 
you open a joint account for this purpose and keep your expenses transparent. 
This is also one good way of strengthening your trust for each other when it 
comes to money matters.

4. Have a personal and private account too - You should also be clear on this 
with your partner although you don't necessarily have to say how much you have. 
Having your own account should also be something that you primarily spend for 
yourself and for the things you need and like to have. It also helps you feel 
more comfortable and confident with the fact that you know you are earning to 
be able to afford the things you like and need.

These days, saving up has become definitely more important than ever. People 
have started to understand that times have changed and every moment to save and 
profit from work must be taken advantage of. As a couple, you should also learn 
to realize that it's best to work on this together and that you should be 
supportive of each other's financial health. Plus, arguing about money is never 
such a good thing anyway.

Harrison Fray is an experienced and expert wedding planner who specializes in 
groomsmen gifts and wedding gifts buying. His advice can help you to buy gifts 
cheaply but with unique style. Drop by http://www.goweddinggifts.com/ to see 
what Harrison recommends.
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