FROM MR. BEN MICHEAL
OFFSHORE PAYMENT OFFICER 
HOME FINANCE CREDIT CORPORATION
ADDRESS: 68 KWAME NKRUMAH ROAD ACCRA GHANA 
EMAIL:[EMAIL PROTECTED] 
Attn:

I am Mr.Ben Micheal, the Offshore Payment Officer at
the HFCC and close friend to Late
Mr. Mathew Carlos,from your country. First, I got
your contact address through YOUR COUNTRY CHAMBER OF
COMMERNCE WEBSITE DIRECTORY 

In my files I discovered that my customer abandoned
sum of US$18.5.5Million (Eighteen million Five Hundred
Thousand United states Dollars) in our bank HFCC.

On a record before my department I was made to know
that on the 1st of June 2001, him and
his family were involved in a car accident along
Kumasi-Aburi Express road. All occupants of the
vehicle unfortunately lost their lives. After these
several unsuccessful attempts, I decided to trace your
name as his relatives because he is from same country
with you. 

Since I got information about his death, My office has
been expecting his next of kin to come over and make
claim of this money which is currently deposited in
our custody because the HFCC cannot release it
directly to me or any other person unless
somebody applies for the release of it as next of kin
to the deceased as indicated in our mutual agreement
(Between THE DECEASED and the BANK MANAGEMENT),
unfortunately his supposed next of kin died along with
him at the Fatal auto crash. 

It therefore upon discovery the ugly news that I now
decided to make business with you to direct you on how
to apply with this office to assist in repatriating
the money left behind by my friend before they get
confiscated or declared unserviceable by the bank. The
request of a foreigner as next of kin in this business
is occasioned by the fact that my customer was a
foreigner and the next of kin died been the wife died
alongside with him and also a citizen of Ghana cannot
stand as next of kin to a foreigner. 

Since I have been unsuccessful in locating the
relatives for over two year now I seek your consent to
present you as the next of kin of the deceased since
you are from the same country so that the proceeds of
this account valued at USD$18.5 million can be paid to
you and then you and l can share the money , I have
all the documents that can be used to backup any claim
we may make. 

All I require is your honest cooperation to enable us
seeing this deal through. I guarantee that this will
be executed under a legitimate arrangement that will
protect you from any breach of the law. 

Expecting a positive response soonest. 

Sincerely yours, 

Mr.Ben Micheal




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