We tried to contact you multiple times about refniancing your home at a lower 
rate.
I would like to inform you know that you have been pre-approved for a LOWER 
RATE consideration.

Here are the terms: 
*Account ID: [73677-28929]
*Negotiable Amount: $144,768 to $691,160
*Rate: 3.75% - 5.80%

Please fill out this quick form and we will have a broker contact you as soon 
as possible.

http://www.joytobefree.net/vk.asp


Regards,

Raymond Tuttle,
Senior Account Manager














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http://joytobefree.net/n.asp


 
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