>> Still, it seems like a lot of banks actually can afford to lean on
"security
>> by obscurity".
>
>That's because they're in a position of authority and their customers do
>not question their declarations (often because of course they do not
>have the expertise to do so, especially in technologically related
matters).
I've actually questioned one bank and they said it's against policy to
disclose any of the details. OTOH, my company was happy to let me know how
our dial-in security worked (I'm not sure if they would've done the same
for our customers, though).
Noel
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