Anders and Richard, Did anyone bother to ask the merchants what they want? What they need and what they want are two very different things.
Best, Don Park Docuverse > -----Original Message----- > From: Richard Dumm [mailto:[EMAIL PROTECTED]] > Sent: Thursday, June 27, 2002 7:46 AM > To: internet-payments > Subject: RE: MasterCard's scrapping of SPA in favor of 3D Secure > > > I agree with Anders. The merchants need low-cost technology > that is easy to implement. Web Service based system makes > more sense. As one of the pioneers of the SET technology, I > can personally say that I see 3-D going the way of SET... > market failure. > > > Richard Dumm > Pennsylvania State University > > > -----Original Message----- > From: Anders Rundgren [mailto:[EMAIL PROTECTED]] > Sent: Thursday, June 27, 2002 11:22 AM > To: internet-payments > Subject: MasterCard's scrapping of SPA in favor of 3D Secure > > > Dear Payment-professionals, > > According to several sources, MasterCard have embraced VISA's > 3D Secure as the future path. Personally, I think 3D Secure > will be replaced by Web Services-based systems as it is not > exploiting the "Web Service paradigm". That, assuming that > roll-out stays at current speed. > > What does Web Services offer for payment systems you may > rightfully ask? > > Well, extensibility, robustness, extremely low-cost > technology, compliance with the B2B-world etc. etc. In a > nut-shell: Market acceptance. Do banks need low-cost > technology? No, but the merchants do. > > Anders Rundgren > CEO X-OBI > +46 70 - 627 74 37 > >
