Dave, >The new Chip and Pin schemes address security in the real world while 3-D >Secure goes some of the way to address security in the on-line world. I have >yet to see a cost effective solution for both environments.
This is the interesting part. In what way is 3D secure more expensive to handle than EMV (assuming that on-line controls are performed)? An assumption: Broadband Internet access will be ubiquitous, cheap and reasonable reliable within 2-3 years from now. Regards Anders R
