note somewhat related to below:
http://www.garlic.com/~lynn/2001h.html#61 security proportional to risk

http//www.timesonline.co.uk/article/0,,5-1063208,00.html

April 05, 2004
By Joe Morgan

FEARS that small online retailers are the weakest link in the fight
against internet fraud have prompted MasterCard, the global payment
scheme group, to set up secret teams of hackers to test security
systems in the sector.
...snip..

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Internet trivia, 20th anv: http://www.garlic.com/~lynn/rfcietff.htm

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