Regarding Foreclosure Filings, last year we were having close to 30,000
a week. BUT that is not really a good picture of our economy because as
we all know from paying our credit cards that banks would claim you
were late in sending your payment when in fact it was their clerk or
their computer who was sleeping and failed to record your payment on
time. They can afford to do this because it benefits them directly to
get their payment WAY ahead of time - like in bi-monthly payments. And
we should all be too familiar with this collection techniques by now
because this is nothing new to us all and to use these banks as an
indicator of how our economy is doing is not really smart. Don't you
think the media does not know this? Of course they do. So what is truly
going on? That is still a mystery but what can we do? never VOTE
incumbents
http://www.consciousmedianetwork.com/news.htm

--- On Thu, 8/14/08, Ogi <[EMAIL PROTECTED]> wrote:
From: Ogi <[EMAIL PROTECTED]>
Subject: [ronpaul-541] Fw: US Market may have reached rock bottom
To: [EMAIL PROTECTED]
Date: Thursday, August 14, 2008, 6:56 PM



--- On Thu, 8/14/08, Asset Protection <lasvegasrentals@ yahoo.com>
wrote:
From: Asset Protection <lasvegasrentals@ yahoo.com>
Subject: US Market may have reached rock bottom
To: election_volunteers @yahoogroups. com
Date: Thursday, August 14, 2008, 9:37 PM

To speed disposition of the 54,000 foreclosed properties it owns,
Fannie Mae is opening offices in California and Florida and is
considering selling those properties in bulk to investors. ==========
What that means - prices are going up as soon as it does because
investors will not sell for less. 2nd Indicator: Zero Down Loan
Programs to be taken off the market by October 1st. That could mean we
are out of the buyers market. 3rd Indicator: 55% foreclosure filings -
there was a time when we were up at 350%. http://www.lvrj.
com/business/ 26946479. html Aug. 14, 2008
Copyright © Las Vegas Review-Journal

MORTGAGE MELTDOWN: U.S. foreclosure filings surge 55 percent

Florida area at top of cities; Las Vegas ranked fifth

By ALAN ZIBEL
THE ASSOCIATED PRESS

- Housing in Southern Nevada
- http://VegasRealEst ateClub.LAS. MLXchange. com

Click image for enlargement.

WASHINGTON -- The number of homeowners stung by the dramatic decline in
the U.S. housing market jumped last month as foreclosure filings grew
by more than 50 percent compared with the same month a year ago,
according to data being released today. Nevada, California, Florida,
Arizona, Ohio, Georgia and Michigan had the highest foreclosure rates.
Foreclosure filings increased from a year earlier in all but eight
states. Share & Save What is this?
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In the RealtyTrac report, the Cape Coral-Fort Myers area in Florida was
the metro area with the highest rate of foreclosure, followed by three
California cities: Merced, Stockton, and Modesto. Las Vegas ranked
fifth. Nationwide, more than 272,000 homes received at least one
foreclosure- related notice in July, up 55 percent from about 175,000
in the same month last year and up 8 percent from June, RealtyTrac
said. Irvine, Calif.-based RealtyTrac monitors default notices, auction
sale notices and bank repossessions. More than 77,000 properties were
repossessed by lenders nationwide in July, the company said. The
combination of weak housing sales, falling home values, tighter
mortgage lending criteria and a slowing U.S. economy has left
financially strapped homeowners with few options to avoid foreclosure.
Many can't find buyers or owe more than their home is worth and can't
refinance into an affordable loan. As foreclosures soar, banks and
mortgage investors are also facing a pileup of foreclosed properties on
their books and are cutting prices dramatically. RealtyTrac noted that
it had more than 750,000 foreclosed homes in its database of properties
for sale, equal to about 17 percent of the 4.5 million U.S. homes that
were up for sale in June. To speed disposition of the 54,000 foreclosed
properties it owns, Fannie Mae is opening offices in California and
Florida and is considering selling those properties in bulk to
investors. "I do not think this is a time to be holding onto
(foreclosed properties) hoping for a better day," CEO Daniel Mudd said
last week. It remains to be seen how much the government's intervention
will stem the housing crisis. President Bush last month signed sweeping
housing legislation that aims to prevent foreclosures by allowing
homeowners to swap their mortgages for more affordable loans, but only
if their lender agrees to take a loss on the initial loan. The bill is
projected to help about 400,000 households. The number of
foreclosures "could start to stabilize as early as the first quarter of
next year if the government program gains any traction," said Rick
Sharga, RealtyTrac's vice president for marketing. "That's really the
unknowable right now." Even with government help, nearly 2.8 million
U.S. households will either face foreclosure, turn over their homes to
their lender or sell the properties for less than their mortgage's
value by the end of next year, predicts Moody's Economy.com. __._,_.___

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