Assalamualaikum wbt and selamat sejahtera, If you are using credit card from any banks in Malaysia (Conventional or Islamic), you could please assist me in answering my PhD survey.
Please click the URL http://phdsurvey.nuradli.com/survey.htm Your cooperation is really appreciated. Please also forward this email to your colleagues. Nuradli Ridzwan Shah http://www.facebook.com/nuradli?v=app_2392950137&ref=profile#!/video/video.php?v=411255831794 My ebook http://nuradli.com/spss.htm

