Assalaamu `Alaykum wa Rahmatullaahi wa Barakaatuhu
 
Dear Brothers and Sisters,
 
Some of you may have recently received a "Humble request for your kind help" from someone by the Muslim name of Anis Ahmed Shariff requesting for financial assistance.
 
I have some concerns that Anis Ahmed Shariff's email was forwarded by some of our well-meaning Muslim brothers and sisters without proper verification of the authencity of his claims(his message is attached below). 
 
I state this based on previous emails which I have personally received from him dating back to July 11, October 29 and December 29 in 2003, respectively.. A quick search showed that Anis Ahmed Shariff had been sending the same message - quote: Due to my mothers old age multiple organ failure probelms, I had to meet lot of expenditure on medicine and her hospitalisation for which I had taken a loan of Rs. 2,50,000=00 from the bank. - unquote, which remained unchanged for three (3) years, from 2002 to 2005:
 
1.     INDOlink USA Discussion Forum Forum - Humble Request for your ...
          I am Anis Ahmed Shariff Son of Rahmathulla Shariff. My Father Rahmathulla Shariff
         is a ... Anis Ahmed Shariff Door No.4, Second Stage, Industrial Suburb, ...
         Posted by aashariff on November 07, 2002 at 02:53:04:
       www.indolink.com/Forum/USA/messages/133.html
 
 
3.    Islam Online - Discussion Forum
       REQUEST FOR URGENT FINANCIAL HELP, Anis Ahmed Shariff, 4, 25/12/2002 (20:10).
       Is Human Rights compatible with the Idea of Jihad? (curious), Musket Man, 2 ...
       www.islamonline.net/Discussion/English/bbs. asp?action="">
 
4.  Washington, DC Discussion Forums--Neighborhoods
     Humble request for your kind help - Anis Ahmed Shariff 05/07/2003 at 6:40 AM (0).
     COMPUTER, REPAIR, SERVICE, NETWORKING, NEW YORK CITY, MANHATTAN, NYC, ...
    dcregistry.com/forums/neighborhoods/welcome.html
 
5. Humble request for your kind help
     I am Anis Ahmed Shariff Son of Rahmathulla Shariff. ... Anis Ahmed Shariff on
    May 07, 2003 at 6:40 AM said: > Respected and Honorable Brothers and sisters ...
    dcregistry.com/forums/neighborhoods/messages/282.html
 
6.    The Global Islamic Lobby
        Humble request for your kind her inshaaaAllaah SWT- Anis Ahmed Shariff, 1,
        MSN Nickname Live_Like_A_Stranger_, 3/8/2005 12:13 PM ...
        groups.msn.com/TheGlobalIslamicLobby/donations.msnw
 
I thought it rather strange why Anis Ahmed Shariff only requested the same amount of money (Rs. 2,50,000=00) during this three (3) year period to repay the loan to the State Bank of Mysore. Another quick search indicated that the State Bank of Mysore is a Hindu bank which charges interests on loans: http://www.mysorebank.com/fin_position.htm ,
 http://www.mysorebank.com/fairpractice.htm (therefore it is not an Islamic Bank).
 
This raises the following questions:
 
1. Why would a Muslim take a loan from a Hindu bank which charges interest when he, a Muslim as he claims to be, should 
     know very well that the Sharee'ah forbids ribaa (usury, interest) - quote: "Sir, the interest rate so high (18 %) I could
     not even pay the interest.?" - unquote. Dealing in ribaa is absolutely prohibited in Islam, whether it is amongst Muslims or
     between Muslims and non-Muslims, whether they are harbiyeen or not. (Fataawaa al-Lajnah al-Daa�imah, 13/19)
2. Since the Bank charges interest, why was the amount Anis Ahmed Shariff needed to repay his loan (after three
    (3) years) still remained at Rs. 2,50,000=00?
3. Why was Anis Ahmed Shariff not made a bankrupt by the Bank for three years of non-payment?
4. Why would the Bank (Vishweshwara Nagar Branch) allow him to open a second bank account when he was unable to
     repay his outstanding loan, as evidenced by the two different bank account numbers Anis Ahmed Shariff provided in
     his "humble request messages" (see below) in 2003 and 2005, respectively?:
  • In 2003, the Bank account number he gave to receive funds was: S.B. Account No: 2949
  • In 2005, the Bank account number he gave to receive funds was: S.B. Account No: 01190005115
Whether Anis Ahmed Shariff is a confidence trickster or whether he is genuinely in financial trouble (and Allaah Ta'aala knows all), the above questions needed to be asked, thought through clearly step-by-step for  evaluation before forwarding his message or sending him any money.  
 
If a non-Muslim is in need and asks for financial assistance, a Muslim is permitted to give charity, but it is not permissible to give zakaah funds to the poor among the kuffaar, because zakaah can only be given to Muslims to spend on the poor and needy among them.. Imaam al-Shaafa'i said: "There is nothing wrong with giving charity to a mushrik as a naafilah (supererogatory) action, but he has no right to charity from the obligatory (zakaah)." Allaah Ta'aala praised people who, as He Ta'aala says (interpretation of the meaning): �� they give food, inspite of their love for it (or for the love of Him), to the Miskeen (the poor), the orphan, and the captive�  (al-Insaan 76:8) . � (Kitaab al- Umm, part 2).
 
However, if the person who is asking for money (regardless of whether he is a Muslim or a non-Muslim) - in order to pay off an interest based loan, or he is going to use the money to help him to do something haraam (prohibited), then it is not permissible for a Muslim to send funds to him, because by doing so, the Muslim is helping/endorsing  him to engage in ribaa which is forbidden by Allaah Almighty, Who says (interpretation  of the meaning): �Help you one another in Al‑Birr and At‑Taqwa (virtue, righteousness and piety); but do not help one another in sin and transgression� (al-Maa'idah 5:2)
 
If anyone receives Anis Ahmed Shariff's email, do not forward it. I have forwarded this email together with his email to the proper authorities at the State Bank of Mysore for their attention and action.
 
 
May Allaah Subhaanahu wa Ta'aala bless, guide and give us all wisdom and foresight to dedicate our abilities and energies for the achievement of personal and collective goals of goodness. Aameen.
 
Wa aakhir da`waani A`nilhamdulilaahi Rabbil A`lameen.
 
Fee Amaanillaah, 
Your sister,
K a r i m a
 

 
Anis Ahmed Shariff's email to DDN and other Yahoogroups in 2003
 
Anis Ahmed Shariff's email requesting for money in 2003
The Bank Account number he gave to receive funds was:
S.B. Account No: 2949
 
----- Original Message -----
From: "ANIS AHMED SHARIFF" <[EMAIL PROTECTED]>
Sent: Friday, July 11, 2003 5:19 AM
Subject: Humble request for your kind help
 
---------------------------------------------
----- Original Message -----
Sent: Wednesday, October 29, 2003 10:07 AM
Subject: [the_best_ummah] Humble request for your kind help
-------------------------------------------------------------------------------
----- Original Message -----
Sent: Monday, December 29, 2003 12:01 PM
Subject: [weloveallah] Please kindly heklp me Brothers and Sisters

Respected and Honorable Brothers and Sisters,
 
Respected Brothers and Sisters,
 
Assalam-u-Alaikum Wa Rahmatullahi Wa Barakatuhu,
 
Sir, Please do not neglect this mail as I am requesting you individually, please see the need and with helplessness I am humbly requesting you. Sir, Even I can not contact you through terrestrial mails or airmails because it cost more and i can not affored the cost. Sir Since this Internet medium is very easy to reach all muslim brothers and sisters with less cost I am using the cyber medium to reach your kindself. Kindly accept this as a personnel requested and I am at your threshold and door step. Kindly help me. Sir I am in very very bad situation and difficulties. I humbly request to my Muslim Brothers and Sisters for their holy Help. I request your kindselves to help me with your kind contributions and consider me for your feavourable help. I also request you kindly and humbly to pray for me in your prayers and remember me in your Duva.
 
 I am Anis Ahmed Shariff Son of Rahmathulla Shariff. My Father Rahmathulla Shariff is a blind person. I am having one sister. Sir, I am below average in the income group and my income is not even sufficient to meet the living expenditure and I will have to support my sisters family too.
 
Sir, Due to my mothers old age multiple organ failure probelms, I had to meet lot of expenditure on medicine and her hospitalisation for which I had taken a loan of Rs. 2,50,000=00 from the bank. Sir, the interest rate so high (18 %) I could not even pay the interest. Sir, under the above circumstances, I am very much in trouble and I request you humblly to kindly help me to pay off the bank loan which I have taken for a reasonable and sincere cause. I request you to kindly help me what ever possible from your side so that, it will help me to clear my bank loan. I hope your kind self will do me this feavour by helping me with what ever possible amount.
 
Please treat this as a sincere and personnel request. I will remember through out my life.
Please do not neglect this mail as I am requesting you individualy, please see the need and with helplessness I am humbly requesting you. Sir If you are helping me, please send your help through a certified cheque. I will be greatfull to you through out my life.
Sir, Please find below the details of bank account where your kindself can send your kind contributions.
 
ANIS AHMED SHARIFF
S.B Account No. 2949
Branch No.4378
Bank Name : State Bank of Mysore
            Vishweshwara Nagar Branch
            Vishweshwara Nagar,
            Mysore 570008, Karnataka
            India
 
Hope that, your kind self will help me.
 
Jazakum Allahu khairan.
 
Wassalaamu alaykoum warahmatullaahi wabarakaatuh.

Anis Ahmed Shariff
Door No.4, Second Stage,
Industrial Suburb,
Vishweshwara Nagar,
Mysore 570008,
Karnataka, India
Email : [EMAIL PROTECTED]


 
 Anis Ahmed Shariff's message to Muslims on June 17, 2005
 
Anis Ahmed Shariff's email requesting for money in 2005.
This time in 2005 the Bank Account number he gave to receive funds was different from year 2003:
S.B. Account No: 01190005115


> > ANIS AHMED SHARIFF <
[EMAIL PROTECTED]>
> > wrote:From: "ANIS AHMED SHARIFF"
> > <
[EMAIL PROTECTED]>
> > To:
[EMAIL PROTECTED]
> > Subject: Humble request for your kind help
> > Date: Fri, 17 Jun 2005 09:30:42 +0000
> >
> > Respected and Honorable Brothers and Sisters in Islam,
> >
> > Respected Brother,
> >
> > Assalam-u-Alaikum Wa Rahmatullahi Wa Barakatuhu,
> >
> > Sir, Please do not neglect this mail as I am requesting you
> > individually, please see the need and with helplessness I am humbly
> > requesting you. Sir, Even I can not contact you through terrestrial mails or
> > airmails because it cost more and i can not affored
> > the cost. Sir since this Internet medium is very easy to reach all muslim
> > brothers and sisters with less cost I am using the cyber medium to reach your
> > kindself. Kindly accept  this as a personnel requested and I am at your threshold
> > and door step. Kindly help me. Sir I am in very very bad situation and difficulties.
> > I humbly request to my Muslim Brothers and Sisters for their holy Help. I request
> > your kindselves to help me with your kind contributions and consider me for your
> > feavourable help. I also request you kindly and humbly to pray for me in your prayers
> > and remember me in your Duva.
> >
> > I am Anis Ahmed Shariff Son of Rahmathulla Shariff. My Father Rahmathulla Shariff is
> > a blind person. I am having one sister. Sir, I am below average in the income group
> > and my income is not even sufficient to meet the living expenditure and I will have to
> > support my sisters family too. Sir, Due to my mothers old age Health probelms, I had to
> > meet lot of expenditure on medicine and her hospitalisation for which I had taken a loan
> > of Rs. 2,50,000=00 from the bank. Sir, the interest rate so high (18 %) I  could not even
> > pay the interest. Sir, under the above circumstances, I am very much in trouble and I
> > request you humblly to kindly help me to pay off the bank loan which I have taken for
> > a reasonable and sincere cause. I request you to kindly help me what ever possible
> > from your side so that, it  will help me to clear my bank loan. I hope your kind self
> > will do me this feavour by helping me with what ever possible amount.
> >
> > Please treat this as a sincere and personnel request. I will remember through out my life.
> > Please do not neglect this mail as I am requesting you individualy, please see the need and
> > with helplessness I am humbly requesting you. Sir If you are helping me, please send your
> > help through a certified cheque. I will be greatfull to you through out my life.
> >
> > Sir, Please find below the details of bank account where your kindself may send your kind
> > help and contributions.
> >
> > ANIS AHMED SHARIFF
> > S.B Account No. 01190005115
> > Branch No.4378
> > Bank Name : State Bank of Mysore
> > Vishweshwara Nagar Branch
> > Vishweshwara Nagar,
> > Mysore 570008, Karnataka
> > India
> >
> > Hope that, your kind self will help me.
> >
> > Jazakum Allahu khairan.
> >
> > Wassalaamu alaykoum warahmatullaahi wabarakaatuh.
> >
> > Anis Ahmed Shariff
> > Door No.4, Second Stage,
> > Industrial Suburb,
> > Vishweshwara Nagar,
> > Mysore 570008,
> > Karnataka, India
> > Email :
[EMAIL PROTECTED]
 

 
----- Original Message -----
From: "ABUYUSUF" <[EMAIL PROTECTED]>
Sent: Saturday, June 18, 2005 3:11 AM
Subject: Re: [Revival-Of-Muslim-Mind] Fwd: Humble request for your kind help

You should send this to the proper authority. This is a con.
Please do not forward to anyone else and do not fall for it.
It's an old fraud.
 

 
 



***************************************************************************
{Invite (mankind, O Muhammad ) to the Way of your Lord (i.e. Islam) with wisdom (i.e. with the Divine Inspiration and the Qur'an) and fair preaching, and argue with them in a way that is better. Truly, your Lord knows best who has gone astray from His Path, and He is the Best Aware of those who are guided.}
(Holy Quran-16:125)

{And who is better in speech than he who [says: "My Lord is Allah (believes in His Oneness)," and then stands straight (acts upon His Order), and] invites (men) to Allah's (Islamic Monotheism), and does righteous deeds, and says: "I am one of the Muslims."} (Holy Quran-41:33)

The prophet (peace and blessings of Allah be upon him) said: "By Allah, if Allah guides one person by you, it is better for you than the best types of camels." [al-Bukhaaree, Muslim]

The prophet (peace and blessings of Allah be upon him)  also said, "Whoever calls to guidance will have a reward similar to the reward of the one who follows him, without the reward of either of them being lessened at all."
[Muslim, Ahmad, Aboo Daawood, an-Nasaa'ee, at-Tirmidhee, Ibn Maajah]
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