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https://issues.apache.org/jira/browse/FINERACT-363?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=16724916#comment-16724916
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Santosh Math commented on FINERACT-363:
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[~mexina] , It is expected behaviour. If overdue charge added to the loan 
product, it should affect the existing loan accounts. The work around is to 
create new loan product with overdue charge if existing loan accounts should 
not be affected. 

> Penalty to be attached/updated to a loan account which was created when a 
> loan product had no penalty/penalty with different amount 
> ------------------------------------------------------------------------------------------------------------------------------------
>
>                 Key: FINERACT-363
>                 URL: https://issues.apache.org/jira/browse/FINERACT-363
>             Project: Apache Fineract
>          Issue Type: Bug
>          Components: Charges
>            Reporter: Mexina Daniel
>            Assignee: Shaik Nazeer Hussain
>            Priority: Major
>              Labels: gsoc, p1
>             Fix For: 1.3.0
>
>   Original Estimate: 12h
>  Remaining Estimate: 12h
>
> 1. Create a loan product without overdue charges (penalty) in Admin -> 
> Product -> Loan Product -> Create Loan Product
> 2. Apply a loan account of that loan product to a client at Clients -> View 
> Client -> New Loan
> 3. Approve a loan,  disburse and make few repayments
> 4. Then create a charge which is overdue (is penalty) in Admin -> Products -> 
> Charges -> Create Charge
> 5. Go to that loan product and attach an overdue charge
> What happens:
> The applied penalty is also attached to that loan which was created before 
> this update
> Expected:
> The loan account should not be updated if it was created before the change, 
> the penalty should be applied to loan accounts that will be applied after 
> update of loan product.
> 6. Update a penalty and change it's amount
> What happens:
> All loan accounts that the penalty is applied, the amount of the penalty will 
> also change.
> Expected:
> The amount of the penalty should not change to the loan accounts that  were 
> attached before the update of the penalty.



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