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Santosh Math commented on FINERACT-521: --------------------------------------- Fixed with the PRĀ https://github.com/apache/fineract/pull/412 > OD Limit Utilization - Insufficient funds to complete the transaction > --------------------------------------------------------------------- > > Key: FINERACT-521 > URL: https://issues.apache.org/jira/browse/FINERACT-521 > Project: Apache Fineract > Issue Type: Bug > Components: Loan > Affects Versions: 1.0.0 > Reporter: G S VIJAY RAAJAA > Assignee: Santosh Math > Priority: Major > Fix For: 1.1.0 > > Attachments: Screen Shot 2017-09-08 at 1.29.56 PM.png, Screen Shot > 2017-09-08 at 1.30.11 PM.png, Screen Shot 2017-09-08 at 1.30.20 PM.png, > Screen Shot 2017-09-08 at 1.30.43 PM.png > > > The following scenario would land up to the issue; > Prerequisite : > 1. Saving account : Over draft availability with net interest charge . > 2. No positive interest on the balance of savings account. > 3. Interest compounding period - Monthly > 4. Interest is calculated using Daily Balance. > Scenario: > 1. In a overdraft setup where a limit is put to place, the user withdraws the > overdraft limit completely. > 2. Post the overdraft interest posting, the negative balance further crosses > him limit. > 3. In this scenario, even when the user repays the outstanding due > completely, he is not able to withdraw from the Overdraft limit post this. > Example : > From the screenshots attached; > The user has a overdraft limit of 71000 and is charged at 24% . On 01 > September 2017 , the interest posting took place and the outstanding balance > crossed his overdraft limit. He also repaid the complete due and currently > has a positive balance of 1027.23. As per the setup he should be able to > withdraw 71000 ( OD limit ) +1027.23 ( outstanding balance ). When he > withdraws RS:10 on 08 September 2017, the system throws Insufficient funds to > complete the transaction. -- This message was sent by Atlassian JIRA (v7.6.3#76005)