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https://issues.apache.org/jira/browse/FINERACT-690?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=16854251#comment-16854251
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Mexina Daniel commented on FINERACT-690:
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[~edcable]
The requirement is, for some of the MFI when a client take a loan with the 
agreement of no penalty, when the MFI come to introduce the penalty before they 
have completed their loans, the changes of loan product should not affect the 
already applied loans.
My suggestion on implementation was to have a global configuration that will 
allow a MFI to either allow the already applied loans to be affected with the 
changes or to disallow that.

> Global configuration to disallow the change of overdue charges on a loan 
> product to affect the already created loans.
> ---------------------------------------------------------------------------------------------------------------------
>
>                 Key: FINERACT-690
>                 URL: https://issues.apache.org/jira/browse/FINERACT-690
>             Project: Apache Fineract
>          Issue Type: New Feature
>          Components: Charges, Loan
>            Reporter: Mexina Daniel
>            Priority: Major
>              Labels: 2019-mifos-gsoc, GSoC
>             Fix For: 1.5.0
>
>
> For now when you attach an overdue charge to a loan product which did not 
> have previously, it affect the active loans that were created without a 
> penalty.
> Am suggesting for the system to have a configuration to allow are disallow 
> this feature.



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