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https://issues.apache.org/jira/browse/FINERACT-40?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Awasum Yannick reassigned FINERACT-40:
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Assignee: (was: Markus Geiss)
> Savings Product Configurations-Multiple
> ---------------------------------------
>
> Key: FINERACT-40
> URL: https://issues.apache.org/jira/browse/FINERACT-40
> Project: Apache Fineract
> Issue Type: Improvement
> Reporter: Dayna Harp
> Priority: Minor
>
> https://mifosforge.jira.com/browse/MIFOSX-2274
> This is broken out of single document found in:
> https://mifosforge.jira.com/browse/MIFOSX-2171
> Active
> This box should be checked if the product is available to customers (normal
> situation) but is should be unchecked if a product is discontinued and no new
> accounts should be opened.
> Allow multiple accounts
> If one customer can have multiple accounts of this product especially when
> product mix is allowed, then this box should be checked. If a customer is
> allowed only one account then this box should be unchecked.
> CID numbering
> This box is selectable only if you have UNchecked "Allow Multiple Accounts".
> In that case you can choose to have account numbers use the CID number as its
> serial part. Check this box only if you want to account number to be of the
> form AP-CCCCC-D for this product.
> Age Restrictions
> Select from the lookuplist the age restriction, or none
> Passbook
> Check this box if the product is a with-passbook product.
> No-book Transactions
> Defines, what happens, if customer does not have a passbook for an accounts
> that has a passbook. Select from the lookup list the applicable option:
> - Deposit and withdrawals allowed
> - Only Deposits
> - Not permitted
> Cheque deposits
> Select from the list the applicable option
> - accepted
> - only cash cheques
> - not accepted
> Cheque books
> Check this box if cheque books will be available for this product
> Minimum Hold Balance
> This is an enhancement for minimum balance amount that should be maintained
> in an account of this product. This balance should not be able to be
> withdrawn by customer
> Force cheque
> Check this box if from this product withdrawals will be allowed exclusively
> by cheque.
> Maximum Balance
> Enter the maximum balance allowed for this product. If unlimited, enter
> 999,999,999,999.99 (or the highest possible amount if your currency uses no
> decimals).
> Charge If Balance Less Than
> If this setting is set then the ledger fee at End of Month will be charged
> only if the account balance is below the defined limit.
> Tax on interest
> If withholding tax is applied to interest payments, check this box, otherwise
> uncheck. The withholding tax will be applied as per the customer tax code,
> so that selected customers may still be tax exempt for this product, even
> when withholding tax applies.
> Interest on dormant
> Check this box if interest is payable on a dormant account of this product.
> If interest is not payable, the uncheck.
> Pay on closing
> Some banks do not pay interest for the current interest capitalization period
> if an account is closed.
> For example, if interest is capitalized quarterly and an account is closed on
> 20 November, then no interest is paid for the period from 1 October to 20
> November.
> Check this box, if accrued interest should be paid to the customer when
> closing an account of this product. If interest is not payable, then uncheck.
> Free Withdrawals Allowed
> This field can be used to limit a number of penalty free withdrawals from an
> account. If the number of withdrawals in any month exceeds this number then
> all interest for this month is forfeited.
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