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https://issues.apache.org/jira/browse/FINERACT-74?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Awasum Yannick reassigned FINERACT-74:
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Assignee: (was: Markus Geiss)
> Allow splitting of interest income on the loan among guarantors
> ---------------------------------------------------------------
>
> Key: FINERACT-74
> URL: https://issues.apache.org/jira/browse/FINERACT-74
> Project: Apache Fineract
> Issue Type: Improvement
> Reporter: Emmanuel Nnaa
> Priority: Major
>
> After a loan is completed we want the interest on that loan to be also split
> into the different accounts of the lenders. We should therefore:
> - Add a flag to the m_product_loan_gaurantee_details table called
> split_interest_to_guarantors and also add this flag to the loan product API
> - If this flag is set, the guarantor code should automatically calculate the
> allocation of the interest to the 3 lenders and generate a transaction in
> their savings account that gives them these funds (deposit into the account)
> - The source of these funds should be the interest-income account of the loan
> (if this is a problem let me know so we can work on alternatives)
> - We can discuss the effect of reversals etc in more detail later.
> The current functionality to handle the locking of guarantor funding is
> implemented in:
> mifosplatform/portfolio/loanaccount/guarantor/service/GuarantorDomainServiceImpl.java
> This is where we should also implement the interest split functionality.
> This code responds to business events and can therefore handle the interest
> split in the same way. I'm not sure if we can do it with the same event as
> the handle repayment?
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