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https://issues.apache.org/jira/browse/FINERACT-1553?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=17513475#comment-17513475
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Dhaval Maniyar commented on FINERACT-1553:
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Design: Create a product level flag isLienAllowed and maxAllowedLienLimit to 
enable lien feature.

The same fields are inherited to savings account.

isLien flag is passed with hold request to mark a hold transaction as lien.

Hold transactions in savings account transaction is marked as lien or not by 
adding a new flag is_Lien.

> Unable to hold(lien) an amount above the available balance on a savings 
> account
> -------------------------------------------------------------------------------
>
>                 Key: FINERACT-1553
>                 URL: https://issues.apache.org/jira/browse/FINERACT-1553
>             Project: Apache Fineract
>          Issue Type: Bug
>          Components: Savings
>    Affects Versions: 1.6.0
>            Reporter: Dhaval Maniyar
>            Priority: Major
>         Attachments: unable_to_hold_amount_fixed.png
>
>
> We are not able to hold an amount above the available balance on an account, 
> the error message is "Failed data validation due to: insufficient balance."
> This needs to be worked on please, a business case for this is lien placement 
> for loan repayment. When a customer available balance is 0, we should be able 
> to place a lien of 10,000 (any amount) for loan repayment. This ensures that 
> we recoup the repayment anytime there is an inflow to the account. If the 
> customer deposits 5,000, he would not be able to withdraw the money due to 
> the lien.



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