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https://issues.apache.org/jira/browse/FINERACT-1773?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Adam Saghy resolved FINERACT-1773.
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Resolution: Fixed
> Allow "specific due date charges" to be applied after the maturity date
> -----------------------------------------------------------------------
>
> Key: FINERACT-1773
> URL: https://issues.apache.org/jira/browse/FINERACT-1773
> Project: Apache Fineract
> Issue Type: Improvement
> Components: Loan
> Affects Versions: 1.8.0
> Reporter: Adam Saghy
> Assignee: Adam Saghy
> Priority: Major
> Labels: PepperSoup
>
> {panel:title=Use case}
> *As a* user
> *I want to* _add a specific due date after the maturity instalment date_
> *in order to* _add and collect the fee charges from the customer_
> {panel}
> __
> h4. *Background and details:*
> When the customer payment bounces due to non-sufficient funds, an NSF fee is
> added to the account and collected on the next repayment.
> However if the last instalment amount bounces, currently the system doesn’t
> allow to add of the fees after the instalment date
> _*example:*_
> # last instalment date: 05-07-2022
> # repayment made:05-07-2022
> # repayment bounced due to NSF:10-05-2022
> # NSF due date to be added: 10-05-2022
> The system doesn’t allow the 4th step due to validation of not allowing to
> add a “specified due date charge” after the maturity date
>
> {panel:title=Acceptance criteria}
> # As a user I should be able to add a “specified due date charge for a date
> after the maturity date as well
> # The charge amount added should create a new N+1 Instalment on the
> repayment schedule for that charge amount
> # If the loan already has a N+1 Instalment (by chargeback scenario) System
> should override the N+1 date and add the charge amount to that instalment
> # The added charge amount can be collected during the next repayment
> # Should be able to waive or refund the added charge amount
> # When the loan is {*}closed{*}, and transaction comes after maturity, the
> loan must be re{*}open{*}ed.
> # Only non-interest-bearing loan could have post-maturity transactions.
> # Delinquency class gets updated.
>
> {panel}
>
> *Validations*
> # Should be allowed only for zero interest bearing loan accounts and
> # No Changes on Penalty calculations for post-maturity instalments
>
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