Mihaly Dallos created FINERACT-1839:
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Summary: Reversal on the loan account after CBR
Key: FINERACT-1839
URL: https://issues.apache.org/jira/browse/FINERACT-1839
Project: Apache Fineract
Issue Type: Improvement
Reporter: Mihaly Dallos
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*As a* user
*I want to* _reverse a transaction posted before the loan account CBR_
*in order to* meet the real transaction reversal scenario
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h4. *Background and details:*
Standard practice is not to allow any reversal of old transactions once the CBR
is posted on the loan account
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*Challenges (as we allow reversal of old transaction after CBR)*
* Undo/Edit of the previous transaction should result in reverse and replay of
the CBR transaction which is not standard behavior for CBR Transaction
* If the Edit amount of the previous transaction unfolds new unusual scenarios
which are difficult to handle
** if the modified amount is lesser than the CBR amount - then the loan has to
be reopened considering CBR as a type of reverse transaction and handling all
the complexities of repayment and amount allocations
** If the modified amount is greater than the CBR amount - then the loan
should be treated as overpaid and hence enabling a new scenario of CBR
* Handling the transaction and repayment schedule linkage complexity once we
consider CBR for the opening of the loan account
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*Proposed solution*
# Reversal of refund can happen long after the *chargeback transaction.* In
this case acount balance needs to be increased by the reversed amount.
# If delinquency calculation is the concern then the CBR transaction has to be
reversed manually to adjust and replay the previous transaction
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