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https://issues.apache.org/jira/browse/FINERACT-1839?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Mihaly Dallos updated FINERACT-1839:
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Labels: PepperSoup (was: )
> Reversal on the loan account after CBR
> --------------------------------------
>
> Key: FINERACT-1839
> URL: https://issues.apache.org/jira/browse/FINERACT-1839
> Project: Apache Fineract
> Issue Type: Improvement
> Reporter: Mihaly Dallos
> Priority: Major
> Labels: PepperSoup
>
> {panel}
> *As a* user
> *I want to* _reverse a transaction posted before the loan account CBR_
> *in order to* meet the real transaction reversal scenario
> {panel}
> h4. *Background and details:*
> Standard practice is not to allow any reversal of old transactions once the
> CBR is posted on the loan account
> {panel}
> *Challenges (as we allow reversal of old transaction after CBR)*
> * Undo/Edit of the previous transaction should result in reverse and replay
> of the CBR transaction which is not standard behavior for CBR Transaction
> * If the Edit amount of the previous transaction unfolds new unusual
> scenarios which are difficult to handle
> ** if the modified amount is lesser than the CBR amount - then the loan has
> to be reopened considering CBR as a type of reverse transaction and handling
> all the complexities of repayment and amount allocations
> ** If the modified amount is greater than the CBR amount - then the loan
> should be treated as overpaid and hence enabling a new scenario of CBR
> * Handling the transaction and repayment schedule linkage complexity once we
> consider CBR for the opening of the loan account
> {panel}
> {panel}
> *Proposed solution*
> # Reversal of refund can happen long after the *chargeback transaction.* In
> this case acount balance needs to be increased by the reversed amount.
> # If delinquency calculation is the concern then the CBR transaction has to
> be reversed manually to adjust and replay the previous transaction
> {panel}
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