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https://issues.apache.org/jira/browse/FINERACT-2355?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Adam Saghy updated FINERACT-2355:
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    Attachment: image-2025-08-26-13-41-29-063.png

> Early Repayments Causing NPE for Charge Offs because of null values in 
> repayment schedule 
> ------------------------------------------------------------------------------------------
>
>                 Key: FINERACT-2355
>                 URL: https://issues.apache.org/jira/browse/FINERACT-2355
>             Project: Apache Fineract
>          Issue Type: Bug
>    Affects Versions: 1.12.1
>            Reporter: Adam Saghy
>            Assignee: Adam Saghy
>            Priority: Major
>             Fix For: 1.13.0
>
>         Attachments: image-2025-08-26-13-41-29-063.png, 
> image-20250814-170506-1.png, image-20250814-170537.png, 
> image-20250814-175209.png
>
>
> We are seeing issues where if a refund is made (for this specific scenario 
> its with Merchant Issued Refunds) on loan accounts and it ends up overpaying 
> on the account (causing the last payments to be paid) we’re seeing null 
> values for those rows.
>  
> Root Cause: principal allocation is null
> !image-20250814-170506-1.png|width=1170,height=775!
> !image-20250814-170537.png|width=1106,height=755!
> !image-20250814-175209.png|width=1060,height=704!
>  



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