Bharath Gowda created FINERACT-2412:
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Summary: Tranche Disbursement Enhancement- allow full term
schedule for each tranche
Key: FINERACT-2412
URL: https://issues.apache.org/jira/browse/FINERACT-2412
Project: Apache Fineract
Issue Type: Improvement
Affects Versions: 1.13.0
Reporter: Bharath Gowda
Tranche Disbursement Enhancement- allow full term schedule for each tranche
h3. Requirement Details
# User should be able to add tranche disbursements with the actual term length
of the loan(instead of adjusting to the remaining future installments)
## With configuration:-allow full term length for each tranche
# This option should be available when the tranche disbursement is enabled at
the loan product
# New parameter/Field updated_term should be available at the get loan API
## updated_term should contain the value of the new extended term caused by
multiple tranche disbursements
{*}Feature-wise example on multi-disbursed loan account:{*}-
# Down payment works normally for all disbursements.
# Interest pause will work normally for all disbursements.
# Capitalised income/buydown fees work normally for all disbursements.
# Charge-back works normally for all disbursements.
# Write-off works normally on the multi dsib loan account.
# Re-age/Re-amortization works normally on the multi disubrsed loan account.
# Reschedule feature will work normally on these loan accounts.
# Contract termination works normally on the multi-disbursed loan account.
# Fees/Penalties once charged based on (%disb, instalment amount, flat) will
remain as is on the instalment and amount will be changed by future
disbursements.
# N+1 Installment will be added to existing instalment from future
disbursements.
Usecase Examples
[https://docs.google.com/spreadsheets/d/14w1Ge0_-_T8JXqTReafBvVPJ1jg-FiCaEX5ylBdx67o/edit?usp=sharing]
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