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https://issues.apache.org/jira/browse/FINERACT-1813?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=18050430#comment-18050430
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Bharath Gowda commented on FINERACT-1813:
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[~adamsaghy] I believe we are on the same page, but we are taking different
points of view.
When we create a savings account with "overdraft fees" the system is adding the
charge "overdraft fees" to the savings account, but it will be unpaid at
"{*}charge{*} {*}tab{*}" so the fees will not appear or affect the running
balance in the "{*}transaction tab{*}"
And when the Savings account goes into overdraft, it is expected that the
Overdraft fee would appear in the running balance at the "{*}transaction
tab{*}" and the customer ought to pay this fee also to go out of overdraft. But
this is not happening at the moment.
Please check the example for reference
[https://demo.mifos.community/#/clients/35/savings-accounts/34/transactions]
And as you said, this can be handled in real-time and does not need to be done
through jobs(which I thought would be good as there are a couple of savings
charge-related jobs already)
But we can discuss it later once the issue described is clear.
> Overdraft free is not considered even when amount is negative.
> --------------------------------------------------------------
>
> Key: FINERACT-1813
> URL: https://issues.apache.org/jira/browse/FINERACT-1813
> Project: Apache Fineract
> Issue Type: Bug
> Components: Savings
> Affects Versions: 1.8.0
> Reporter: Dhaval Maniyar
> Priority: Major
> Attachments: Screenshot 2022-11-22 at 4.55.58 PM.png,
> image-2022-11-22-16-56-55-838.png
>
>
> !Screenshot 2022-11-22 at 4.55.58 PM.png|width=321,height=244!
> The overdraft Fee amount is due but not considered in Available and Running
> Bal. Available balance should be -50140. (-40 for negative withdrawal)
> !image-2022-11-22-16-56-55-838.png|width=615,height=155!
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