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https://issues.apache.org/jira/browse/FINERACT-2442?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=18053655#comment-18053655
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James Dailey edited comment on FINERACT-2442 at 1/22/26 6:00 PM:
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This is a GSOC ticket. Please do NOT close without discussion.
I am revising the description to fit the situation and will modify as needed.
was (Author: jdailey):
This is a GSOC ticket. Do NOT close.
if we don’t have a good scope, please
revise.
it is potentially a duplicate of a larger project. This mini PoC would be an
exploration of approaches or something smaller that can be done .
Or it can be a mockup of screens or a POC of a risk model that sits outside of
Fineract today
or
??
> Loan Origination POC
> --------------------
>
> Key: FINERACT-2442
> URL: https://issues.apache.org/jira/browse/FINERACT-2442
> Project: Apache Fineract
> Issue Type: Improvement
> Reporter: James Dailey
> Assignee: James Dailey
> Priority: Minor
> Labels: GSOC, gsoc2026, mentor
>
> Fineract has some loan origination functionality but it is not robust enough
> for many operations. Several vendors, working with Fineract have created new
> Loan Origination plug ins.
> There is also a major enhancement underway that would build out a full Loan
> Origination flow by supporting the backend needs of data storage for such
> LOS. See ticket https://issues.apache.org/jira/browse/FINERACT-2418 .
> The GSOC student would be expected to propose something as a POC (proof of
> concept) that would either - use the developed Fienract backend solution, or
> build a new component outside of Fineract to create the flows that would
> demonstrate the LOS functionality.
> That is, this is a moving target, and we would need different proposals from
> prospective candidates to explore the area of Loan Origination. This may
> require expertise in risk assessment, loan origination models and business
> acumen. There will not be much more explanation that this available. The
> student would be expected to be a self starter.
> The mentor for this would need to be an expert at risk modeling, understand
> Loan Origination, and support a conceptual basis that may involve some things
> internal to Fineract and some processing elements outside of Fineract.
> Please comment below if you are an existing Fineract contributor with this
> expertise.
> To try to illustrate: one possible GSOC Proposal archtype we could accept
> would be a survey of Loan Origination Models, their strengths and weaknesses
> and to identify commonalities for the community to focus on. This would thus
> be a Requirements exercise and may help identify future roadmap concepts. In
> this case, the code to be developed may just expose a few APIs into different
> screen flows. Thus, perhaps FIGMA flows (or similar) connecting to a set of
> APIs on the backend.
> If those new LOS APIs are existing in June 2026 (ticket 2418 resolved), then
> those APIs are to be used. if they are NOT there in Fineract, then the
> student would be requested to create a fork and to implement the POC outside
> of the main Dev branch.
> I welcome additions to this write up. [~jdailey]
>
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