devi-pathak2263 opened a new pull request, #5685:
URL: https://github.com/apache/fineract/pull/5685

   ##Description
   
   This PR fixes a potential NullPointerException in 
calculateEMIOnActualModelWithFlatInterestMethod within ProgressiveEMICalculator.
   
   When recalculation starts from the first repayment period, 
firstRepaymentPeriod.getPrevious() can return empty. In such cases, 
alreadyRepaidPrincipals becomes null and is later used in a subtraction 
operation, which may lead to a runtime exception.
   
   ##Changes
   Replaced null fallback with Money.zero(currency) to ensure safe computation
   Added unit test to validate behavior when no previous repayment period exists
   
   ##Impact
   Prevents runtime failure in flat interest EMI calculation
   Maintains existing business logic and behavior
   
   ##Testing
   Added test case to ensure no exception is thrown in the identified scenario
   Verified existing tests pass for the progressive loan module
   
   ##Jira: https://issues.apache.org/jira/browse/FINERACT-2552
   
   ## Checklist
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   - [ ] Add required Swagger annotation and update API documentation at 
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