elnafateh commented on PR #5674:
URL: https://github.com/apache/fineract/pull/5674#issuecomment-4206628409

   @adamsaghy  The core problem is about external client retries without  
providing an idempotency key.
   When a client doesn't provide an idempotency key and the system generates a 
random UUID per request, this leads to double spending
   
   however by generating deterministic key from the payload and context, the 
same logical operation always produce the same key within time window — even 
without the client explicitly providing the key
   


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