oluexpert99 opened a new pull request, #6026:
URL: https://github.com/apache/fineract/pull/6026

   
   ## Description
   
   - Guard retriveLoanLinkedAssociation(...) for null in disburseLoan's 
account-transfer
     disbursement-charge loop, the down-payment auto-transfer block, and 
bulkLoanDisbursal's
     charge loop, throwing LinkedAccountRequiredException (as the 
disburse-to-savings path
     already does) instead of NullPointerException / HTTP 500.
   - Guard both TransferFeeChargeForLoansTasklet call sites so the scheduled 
job records the
     error and skips the misconfigured loan instead of aborting the batch.
   - Add LoanWritePlatformServiceJpaRepositoryImplTest coverage asserting the 
exception is
     raised and no account transfer is attempted when the loan has no linked 
savings account.
   
   
   ## Checklist
   
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