AshharAhmadKhan opened a new pull request, #6344:
URL: https://github.com/apache/fineract/pull/6344

   JIRA
   https://issues.apache.org/jira/browse/FINERACT-2790
   
   Problem
   A Merchant Issued Refund on a progressive loan schedule crashes with an 
unwrapped NoSuchElementException when the loan has an "additional" installment 
in its persisted schedule (inserted by a prior re-age), the product has down 
payments enabled, and the payment allocation rule is MERCHANT_ISSUED_REFUND 
with futureInstallmentAllocationRule = LAST_INSTALLMENT.
   
   The crash happens because 
AdvancedPaymentScheduleTransactionProcessor.updateRepaymentPeriodBalances() did 
not exclude isAdditional() installments before calling 
ProgressiveEMICalculator.getDueAmounts(). Additional installments are filtered 
out of the EMI model's repaymentPeriods at build time, so a lookup using an 
additional installment's dates has nothing to find.
   
   Grepped all call sites of isDownPayment() and isAdditional() in 
fineract-progressive-loan/src/main/java and found 17 places where both are 
already excluded together. This is an established convention in the module: 
down payment and additional installments are both "special installments" 
excluded from EMI-model-based lookups. The LAST_INSTALLMENT selection logic 
already excludes isAdditional() from candidacy, so this was a downstream 
consumer that hadn't caught up to that rule, not a missing design decision.
   
   Fix
   Excludes isAdditional() installments in updateRepaymentPeriodBalances() the 
same way isDownPayment() installments are already excluded.
   
   Verification
   Added test coverage to the existing 
AdvancedPaymentScheduleTransactionProcessorTest and 
ProgressiveEMICalculatorTest suites (no standalone ticket-numbered test 
classes, per the module's convention):
   - 
updateRepaymentPeriodBalancesSkipsAdditionalInstallmentAndAppliesPaymentDirectly
 asserts getDueAmounts() is never called for an additional installment and that 
the payment is applied directly to its own persisted principal balance instead.
   - getDueAmountsThrowsNoSuchElementExceptionForAdditionalInstallment 
reproduces the original crash mechanism directly against 
ProgressiveEMICalculator.


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