Bhavya-Sonigra opened a new pull request, #6435:
URL: https://github.com/apache/fineract/pull/6435

   Closes FINERACT-415
   
   ## Description
   
   Updated `validateGuaranteeParams` in `LoanProductDataValidator.java` to 
enforce strict equality (`!= 0`) instead of a loose less-than check (`< 0`). 
   
   Previously, the Fineract API allowed loan product creation if the mandatory 
guarantee was strictly greater than the sum of the own funds and guarantor 
funds, leaving the remaining balance completely unaccounted for in the 
database. This patch ensures the API strictly validates that the 
`mandatoryGuarantee` is exactly equal to the sum of 
`minimumGuaranteeFromOwnFunds` and `minimumGuaranteeFromGuarantor` (or exactly 
equals one of them if the other is null/zero) before allowing creation or 
updates. Payload rejections now return the 
`must.be.equal.to.sum.of.own.and.guarantor.funds` error code.
   
   ## Checklist
   
   Please make sure these boxes are checked before submitting your pull request 
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   - [x] Create/update [unit or integration 
tests](https://fineract.apache.org/docs/current/#_testing) for verifying the 
changes made.
   - [x] Follow our [coding 
conventions](https://cwiki.apache.org/confluence/display/FINERACT/Coding+Conventions).
   - [ ] Add required Swagger annotation and update API documentation at 
fineract-provider/src/main/resources/static/legacy-docs/apiLive.htm with 
details of any API changes
   - [x] [This PR must not be a "code 
dump"](https://cwiki.apache.org/confluence/display/FINERACT/Pull+Request+Size+Limit).
 Large changes can be made in a branch, with assistance. Ask for help on the 
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   - [x] If merging this PR resolves a JIRA issue, I will mark that issue as 
resolved and set "Fix Version/s" appropriately.
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Policy](https://github.com/apache/fineract/blob/develop/CONTRIBUTING.md#ai-policy).


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