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https://issues.apache.org/jira/browse/FINERACT-2880?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Foo Developer updated FINERACT-2880:
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External issue URL: https://github.com/apache/fineract/pull/6136
> Account Transfer: "Undo Account Transfer" fails with "Insufficient spendable
> balance" error — user cannot reverse a completed savings-to-savings transfer
> ---------------------------------------------------------------------------------------------------------------------------------------------------------
>
> Key: FINERACT-2880
> URL: https://issues.apache.org/jira/browse/FINERACT-2880
> Project: Apache Fineract
> Issue Type: Bug
> Reporter: Foo Developer
> Assignee: Foo Developer
> Priority: Major
> Labels: Beginner
>
> Screen
> Clients > Nour Hashem Ismail > Savings > Account Transfers > 1617 (View
> Account Transfer)
> Test Data
> Transfer ID: 1617
> Amount: AED 4.00
> Transaction Date / Value Date: 24 September 2026
> From: Savings Account 000000899 (IBAN LB05099900080000000000000899), client
> Nour Hashem Ismail, Axian Main Office
> To: Savings Account SVAE000000386 (IBAN LB790999000800SVAE000000386), client
> Nour Hashem Ismail, Axian Main Office
> Preconditions
> An account transfer of AED 4.00 has been successfully posted from savings
> account 000000899 to savings account SVAE000000386.
> The transferred amount is still sitting in the destination account
> (SVAE000000386).
> Steps to Reproduce
> Log in to the CBS Portal as Admin.
> Navigate to Clients > Nour Hashem Ismail > Savings account 000000899 >
> Account Transfers.
> Open account transfer 1617.
> Click "Undo Account Transfer".
> Expected Result
> The transfer is reversed: AED 4.00 is debited back from the destination
> account SVAE000000386 and credited to the source account 000000899, both
> original transactions are marked as reversed, the corresponding GL entries
> are reversed, and a success message is shown.
> Actual Result
> The undo is rejected and the following error toast is displayed:
> "Insufficient spendable balance: Requested amount 4.000000 exceeds spendable
> balance 0.00 (Available: 0.00, Overdraft: 0) as of value date 2026-09-24"
> The transfer remains in place and there is no way for the user to reverse it
> from the portal.
> Impact
> Operators cannot correct erroneous or duplicate transfers through the
> standard Undo action, forcing manual journal entries or back-office
> workarounds and leaving the customer's balances incorrect.
> Suspected Root Cause
> The spendable-balance validation on savings debits appears to be applied to
> the undo/reversal flow. Either (a) the check is evaluated against the wrong
> account (the source account 000000899, whose spendable balance is 0.00 after
> the transfer, instead of the destination account SVAE000000386 that is
> actually being debited), or (b) the reversal of the credit leg is treated as
> a fresh withdrawal and subjected to the same spendable-balance rule as a new
> customer debit. An undo of a transfer should only need the destination
> account to hold the originally credited amount; the source account's balance
> should not block it.
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