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https://issues.apache.org/jira/browse/FINERACT-2807?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Adam Saghy reopened FINERACT-2807:
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> After re-age of interest bearing product realized and unrealized income
> discrepancies were noticed
> --------------------------------------------------------------------------------------------------
>
> Key: FINERACT-2807
> URL: https://issues.apache.org/jira/browse/FINERACT-2807
> Project: Apache Fineract
> Issue Type: Bug
> Affects Versions: 1.15.0
> Reporter: Adam Saghy
> Assignee: Adam Saghy
> Priority: Major
> Fix For: 1.16.0
>
>
> When a loan is re-aged, past-due principal/fee/interest is rolled forward
> into the new future installment schedule. As part of this, an accrual
> adjustment transaction is posted to reverse previously recognized interest
> income.
> After re-age, daily accrual jobs resume to recognize interest going forward,
> but the account snapshot field {{totalUnpaidPayableNotDueInterest}} is being
> populated with the *total accrued interest balance* rather than the
> {*}incremental daily recognized amount{*}. Due to this reconciliation logic
> sums transaction activity and expects it to equal the balance delta, this
> mismatch causes every re-aged loan to fail reconciliation from the day of
> re-age onward.
> *Re-age*
> * Loan is disbursed and paid down normally for several cycles
> * Loan re-ages on 7/14/26: past-due principal ($245.06) + accrued unpaid
> interest ($18.37) roll into the new schedule (new installment 17.56 → 16.34
> principal / 1.22 interest).
> * Accrual adjustment transaction is posted to reverse previously recognized
> income: {{-18.13}} on 7/14.
> * From 7/15/26 onward, daily {{INTEREST_ACCRUAL}} transactions post for
> {{{}0.04{}}}/day, but {{totalUnpaidPayableNotDueInterest}} on the account
> snapshot stays flat at {{18.37}} and does not increment. Result: BTE check
> fails by {{-0.04}} every day going forward, compounding indefinitely.
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