Assalamualaikum..& Selamat Sejahtera !! DUIT memang amat penting dalam kehidupan untuk mendapatkan keperluan asas &
kehendak.
DUIT jugak penting untuk kebahagiaan n ketenangan di dunia & akhirat.
DUIT ....D - Doa , U - Usaha , I - Ikhlas , T - Tawakal.
Smoga Kita dapat kekuatan,kesabaran & kebahgiaan rumahtangga didunia & akhirat
----- Forwarded by Khairil Annuar Shahidun Jamil/Bromma/Cargotec on 01/03/2008
10:16 AM -----
abangzan deen
<[EMAIL PROTECTED] To:
[email protected]
com> cc:
Sent by: Subject: Re: [Jenaka dot kom]
Re: Fw: Can a family man with Salary RM3,000 survive in
[EMAIL PROTECTED] Malaysia? (funny!)
s.com
01/02/2008 03:53
PM
Please respond to
jenaka
aper nak kisah...nama pn manusia x pnh puas aper yang ada..gaji rm10k pn blum
tentu cukupkan.aper yang penting adalah buat financial planning yang teratur
maksudnya gunakan apa yang kita mampu dan tolak aper yang x perlu.kendian selalu
la berdoa kat Tuhan supaya dimurahkan rezeki.rezeki datang dalam pelbagai cara
dan bukan sahaja melalui kenaikan gaji.Contohnya, dapat bantuan dari org lain
ker, dapat harga brg less ker, nasihat cara mengawal perbelanjaan ke dan
lain-lain.bagi yang belum berkeluarga, masa ni lah paling sesuai untuk wat
financial palnning.byk kesilapan yang dilakukan oleh sebab terlalu mengikut
nafsu dalam berbelanja.last2 simpanan xda.nak kawin pn pyh.kesimpulannya
sasaran, perancangan, tindakan dan tawakkal adalah cara untuk mengatasi masalah
nie..
beddy_back <[EMAIL PROTECTED]> wrote:
ye lah..manusia ni mane cukup dgn ape yang dia ade..ala kalu ade
10ribu pon xckp jgak aganyer...kete bmw 3k sbln umah 2 ribu
sbln...astro..ape2 ntah lagi...em...aku ade 8 org adik beradik...ayah
aku keje krajaan gaji rendah je...alhamdllah chat kami semuanya...mmg
la korang bleh ckp dl harga minya rendak n so on... anything to deal
with berkat in ur money k..
--- In [email protected], amani key <[EMAIL PROTECTED]> wrote:
>
> can adjust insurans tu,,dvd pon tak penting dlm life..wayang??
school monthly books??anak pon bole adjust tp tak sedap lak nak buat
emel kalu anak 2..bersyukur la mcm org tua terdahulu..dirorang
survive di zaman diorang..
>
> hany za <[EMAIL PROTECTED]> wrote:
>
>
>
> Can A Family Man With Salary RM3,000 Survive
In Malaysia ....!
>
>
>
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> Can a family man with Salary RM3,000 survive in Malaysia
>
> Let's do some simple calculations here.
>
> In Malaysia , the average family income is RM3,000 /month
> (where father works, mother doesn't).
>
> I understand there are many families whose
> monthly income does not reach RM3,000,
> but, to make things simple,
> let's take RM3,000 as the figure. Ok lah, right?
>
> Okay, let's start rolling with a family which has
> Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....
>
> Calculation starts...
>
> Electricity and water bill: RM100
> (No air-con, No home theatre, No water heater ... ok?)
>
> Phone bill ( Telekom): RM100
>
> Meals for a happy family: RM775
> (3 meals on RM25/day, RM25 for 4 persons...?)
>
> Papa makan / teh-tarik during working hrs: RM155
> (RM5/day, RM5 ... can eat what?)
>
> Car repayment: RM400
> (A proton saga aeroback, 7 yrs repayment)
>
> Petrol (living in city, traffic-jam): RM300
> (go to work, bring son to school,
> only can afford one car running)
>
> Insurance: RM650
> (kids, wife and myself)
>
> House repayment: RM750
> (low cost housing repayment for 30 yrs,
> retired still have to work to pay!)
>
> Tuition: RM80
> (got that cheap meh? i don't think so)
>
> Older children pocket money @ school: RM20
> (RM1/day, eat bread?)
>
> School fees: RM30
> (enough ah?)
>
> School books and etc: RM100
> (always got extra to pay in school)
>
> Younger children milk powder: RM50
> (cannot have the DHA, BHA, PHA one, expensive)
>
>
Miscellaneous:
RM100
> (shampoo, rice, sauce, toilet paper)
>
> Oh wait!!! I have to stop here, so...
> No Astro,
> no movie @ cinema,
> no DVD,
> no CD,
> no online,
> cannot KFC,
> cannot McDonald,
> cannot go Park walk during weekend (petrol expensive),
> no chit chat on phone with grandparents, and etc...
>
> Let's use a calculator to total up... WALAO EH! Shit! RM3,610
already...
>
> EPF belum potong, income tax lagi........oledi RM3,610 ....
>
> How to survive lah tuan-tuan dan puan-puan sekalian ???
>
> Our Deputy Prime Minister asked us to change lifestyle?
>
> How to change? Don't eat? Don't work? Don't send children to school
and study?
>
> Besides that, I believe in Malaysia population, there are millions
of rakyat Malaysia which still don't earn RM3,000/month!!!
>
> What is this? Inilah Malaysia Boleh... Sorry ... it should be
Malaysians Boleh , because we're still alive and kicking!!
>
> Our politicians must be mad!!!!
>
> No wonder so many Ah Loong around lah....
>
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> ---------------------------------
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>
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