Hi Stan,

Well, I never have gotten one of those letters. And then when I didn't, and when I didn't renew within 60 days, I got penalized. I don't know why some get letters, and some don't.

-----Original Message----- From: Stan Holdeman via Jfw
Sent: Monday, December 15, 2014 8:10 AM
To: jfw list
Subject: SMA

Listers: Since I have used up my SMA, I am surprised that I have not yet received an SMA letter/offer from FS.

Am I rushing the process or is there some initiative that I should be taking if I want to renew my SMA?

Stan
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