Assalamu Alaykom Wa Rahmatu Allah
Ruling on the unsubsidized loans
Once the aforesaid alternatives, including the subsidized loan, do not help and
the student needs to borrow in interest in order to complete the university
study, what will the Sharee'ah ruling be?
Dealing in Riba (interest) is undoubtedly a major sin in the sight of Allah the
Almighty; yet, depriving the Muslim student of the university education in
these countries which come on top of the world countries in science, culture,
and specialization in the fields of knowledge is a point that needs
consideration. Generalization of the previous fatwa will bar thousands of
observant Muslim students from continuing their university education and keep
them practicing mean professions and crafts. Considering the growing number of
Muslims, thousands of Muslim students will be denied the university education
in the near future. Is it possible that a religion [Islam] whose revelation
began by inviting people to learn would be the same religion that deprives its
followers of seeking knowledge and rules that a whole nation be left in
ignorance and scientific backwardness?! Answering the question in the negative
is what understanding the objectives and spirit of the Sharee‘ah dictates.
Facilitation and alleviation of hardship advocated by the tolerant Islamic
Sharee‘ah affirm that the fatwa should not be generalized. However, the
Sharee‘ah rulings of permissibility or prohibition are not issued on the basis
of logic, emotions or human reasoning; they are issued on the account of the
precise texts, grasping their denotations and knowing the cause, clarifying and
establishing the frame of reference.
Therefore, and in the next emails; I will present and discuss a number of
potential reasons for permitting the Riba-based loans, then give preponderance
to the reason which forms a solid ground to permit borrowing in interest should
it be the only way to continue the university study.
Dr.Main Al-Qudah
Assistant Professor of Islamic Studies
Imam, MAS Katy Center
Member, AMJA Fatwa Committee
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سياسة النشر في المجموعة:
ترك ما عارض أهل السنة والجماعة... الاكتفاء بأمور ذات علاقة بالاقتصاد الإسلامي
وعلومه ولو بالشيء البسيط، ويستثنى من هذا مايتعلق بالشأن العام على مستوى الأمة
كحدث غزة مثلا... عدم ذكر ما يتعلق بشخص طبيعي أو اعتباري بعينه باستثناء الأمر
العام الذي يهم عامة المسلمين... تمرير بعض الأشياء الخفيفة المسلية ضمن قواعد
الأدب وخاصة منها التي تأتي من أعضاء لا يشاركون عادة، والقصد من ذلك تشجيعهم على
التفاعل الإيجابي... ترك المديح الشخصي...إن كل المقالات والآراء المنشورة تُعبر
عن رأي أصحابها، ولا تعبّر عن رأي إدارة المجموعة بالضرورة.