https://bugs.kde.org/show_bug.cgi?id=423994

--- Comment #1 from Jack <ostrof...@users.sourceforge.net> ---
Templates don't create accounts, they create categories.  The terminology can
easily be confusing, because internally, categories are a special type of
account.  I don't believe there are any cases where initial setup creates any
accounts for you, other than the setup wizard asking if you want to set up an
initial checking account.

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