begin  quoting Andrew Lentvorski as of Fri, Dec 01, 2006 at 07:14:14PM -0800:
> Stewart Stremler wrote:
> >begin  quoting Andrew Lentvorski as of Fri, Dec 01, 2006 at 04:01:57PM 
> >-0800:
> >>Stewart Stremler wrote:
> >>>You'd use a smart card, issued by the credit card companies.
> >>Personally, I would really like to see true smart cards here in the 
> >>states (ie. cash on card).  It will never happen.  Too many companies 
> >>adore the fees they get to charge here.
> >
> >Aside from the hygenic benefits, what's so nice about cash-on-a-card?
> 
> Offline vs. online.  Lack of replay attacks (must have card and generate 
> new transaction token).  No chargebacks (good for vendor).  Extra 
> indirection between criminals your accounts.  Anonymity.  Bunching of 
> microtransactions.  Lack of fees.

D'Oh. Yes, I see what you mean. 

> They are not universally better than credit cards.  They have different 
> strengths and weaknesses.

Pick yer tradeoff.

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