On Sunday 25 March 2007 11:38:56 pm Stewart Stremler wrote:
> begin  quoting Tracy R Reed as of Sun, Mar 25, 2007 at 09:32:04PM -0700:
> > Lan Barnes wrote:
> > > Ever check your credit report? Ever try to get something false off it?
> >
> > Yes and yes. Just last month in fact.
>
> Likewise, yes and yes, although it's been a lot longer since I
> contested anything.
>
> Some things are easy to change, some hard, and some virtually
> impossible.
>
> > > They are unaccountable and they act like it.
> >
> > I thought the rules of accountability were fairly reasonable. If you can
> > prove it is false it usually isn't a problem getting it off.
>
> Um.... I don't think we're talking about the same sort of
> accountability.  The Credit Bureaus are not accountable for much
> of anything -- if they have bad data, it's no skin off of their
> nose.  Sure, getting stuff changed isn't hard if you're lucky, but
> if you're not lucky, it's serious money to the lawyers to change
> things.
>
> >                                                              It is in
> > their interest to have accurate credit reports. They gain nothing by
> > reporting incorrect information on you.
>
> That's back-to-front; they *lose* nothing by reporting incorrect
> information on you -- they've cleverly made it your responsibility
> to ensure that /their/ database is correct.
>
> They gain by not having to spend resources to ensure correctness.
>
> --
> That it could be better is not to say that it couldn't be worse.
> Stewart Stremler


Sounds remarkably like a SORBS list. 

C.


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