On Fri, 25 Mar 2005 21:14:19 -0500, Tamara wrote: >On Mar 25, 2005, at 15:24, Steph Peters wrote: > >> However I don't borrow from them, paying the entire balance every >> month. > >Me too, except when I forget... :( Got my March (payment due April 12) >statement today, with $39 f(lat fee) late payment, and $5.70 in >interest (funny how, when the bank borrows from me, I get 0.25% rate, >but, if I borrow from the bank, it's over 15% <g>). What the heck... >And I checked, and by golly, I *did not* pay off the February debt; the >statement got buried under a mountain of other paper... That was a >quick $45 loss <g> > >But that's exactly the reason I do not have more than one card; it I >have trouble keeping track of *it*, just imagine where I'd be with more >than one... :) I do have two, actually, but I've put one of them away >(too much trouble to cancel it, unless/until they start charging me for >it) so as not to charge anything to it inadvertently.
Ah, this is where phone or internet banking comes in handy. A bill arrives, I immediately phone my bank and set up a payment to be made to reach the credit card company on the right day. All done and dusted so there's nothing to forget, but I don't pay early either. -- Psychoanalysis makes quite simple people feel they're complex. - S. N. Behrman Steph Peters, Manchester, England [EMAIL PROTECTED] Scanned by WinProxy http://www.Ositis.com/ To unsubscribe send email to [EMAIL PROTECTED] containing the line: unsubscribe lace-chat [EMAIL PROTECTED] For help, write to [EMAIL PROTECTED]
