The details (names) are US-oriented, but the situation is, as I understand it, global. The bit about the retirement accounts is particularly relevant in our household.

From: N.N.

http://www.newsday.com/media/flash/2009-04/46217527.swf

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Tamara P Duvall                            http://t-n-lace.net/
Lexington, Virginia, USA     (Formerly of Warsaw, Poland)

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