How complicated are your spending patterns?
 
Thinking about John's wash sale example, I bet I could semi-automatically 
categorize most of my retail transactions by first extracting a map of 
Payee=>Account from my existing Ledger data.  Then when I download a CSV file 
of new transactions from my bank or credit card company I could look up the 
vendor in that map and reuse the corresponding account for the new Ledger entry.
 
I bet that would automatically cover 80% of my normal spending.  e.g. Shell is 
always Expenses:Car:Fuel, McDonalds is always Expenses:Food:Dining Out while 
Whole Foods is always Expenses:Food:Groceries, Office Max is always 
Expenses:Office Supplies, etc.
 
-----Original Message-----
From: "o1bigtenor" <[email protected]>
Sent: Saturday, April 11, 2020 07:26
To: "o1bigtenor" <[email protected]>, [email protected]
Subject: Re: Thank you, John & co.



On Sat, Apr 11, 2020 at 12:07 AM John Wiegley <[email protected]> wrote:
>
> >>>>> "o" == o1bigtenor <[email protected]> writes:
>
> o> When I look at a cashier's slip I can figure out what accounts things go
> o> into - - - dunno how you'd be able to automate all of that - - - - well
> o> maybe but that would mean having a complete copy of all the UAN and EAN (I
> o> think that is what the US and the European bar code associations are) bar
> o> codes. Might be a large assumption that one could make that an error free
> o> process.
>
> You can also semi-automate. For example, I don't think that I can fully
> automate the calculation of the Wash Sale Rule for capital loss transactions
> followed by a repurchase of "the same equity or a substantially equivalent
> instrument", since the government determines what equivalent means in that
> context.
>
> However, I can maintain a small data file with wash sales from my broker
> (which can also be downloaded as a tab-separated file), and then whenever my
> code determines that a purchase is occurring, look to see whether there is an
> applicable wash sale for that security on the given day.
>
> Perhaps you don't need all of UAN/EAN, but there's a way to download what you
> do need, so that you only maintain that.
>
> The main idea here being: take whatever you do manually, and teach the
> computer how to replicate as much of that activity as possible.
>
Hmmmmmmmmm - - - think I'm still stuck with manual entry for most of my
transactions - - - - oh well.

Thanks

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