I don't have time to think through your samples right now and I hope
someone else will respond.

However, I wanted to mention Peter Selinger's tutorial on multiple
currency accounting:
https://www.mathstat.dal.ca/~selinger/accounting/tutorial.html

Reading/applying this has been on my TODO list for years, but I'm
being told it's a good way to handle transactions with multiple
currencies.

(If anyone uses this and wants to comment, I'd appreciate it.)

-- 
Martin Michlmayr
https://www.cyrius.com/

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