from Sunday Telegraph, at:
http://www.theaustralian.com.au/index.asp?URL=/finance/4238947.htm

Cash is king as workers revolt

  6dec98

  Some workers � pushed to the limit by rising bank fees � are demanding
  their slice of the country's $2.6 billion annual payroll bill in cold
hard
  cash.

  The Association for Payroll Specialists (TAPS) says anger against
banks has escalated dramatically since the latest round of fee hikes.
  TAPS director Ken Low says it reflects the backlash from the "average
  Joe" who is sick of being "ripped off" by the banks. 
  Mr Low says the association's help line has received up to 200 calls 
  from company payroll officers in the past two weeks.
  "Employees are demanding cash instead of electronic transfer or
cheques as a preferred method of payment," he says.
  "This is a direct reaction to the recent bank hikes. Payroll officers
have
  been ringing our help line and asking what to do."
  He says the calls appeared to be directly related to the outcry
following
  the Commonwealth Bank's latest round of rises. 
  These payroll officers are sometimes handling the pay of between 200
and 300 employees, he says. 
  Mr Low says most awards state that employees should be paid in cash,
by cheque or by electronic transfer. 
"The onus is on the employer to pay their employees."  So if a group of
employees tells their company they have closed their bank accounts and
want cash payment, the company is bound to pay them, he said.
But TAPS doesn't want a return to cash pay cheques, which it says would
attract armed robbers "like bees to a honey pot".
Mr Low says that if employees feel strongly about bank fees they should
request their pay be transferred to a credit union instead.
An average company with 25 employees has a payroll exceeding $1 million
a year, he says.
"So it doesn't take much imagination to think of the havoc and
security   threats this would represent to businesses by having large
sums of cash on hand.
"Employees can vote with their feet.
"Closing their bank accounts and opening an account at a credit union is
what TAPS would recommend."
Mr Low says Australia's 8.6 million workers have a strong voice and are
paid more than $2.6 billion annually.
A recent Credit Union Services Corp (CUSC) survey of people closing
their bank accounts found 35 per cent of respondents did so because of
fees and charges.
A parallel survey of new credit union customers found 28 per cent had
decided to join for the same reason.
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