Quoth kiddleddee:

> Another problem that I see with the "fair" tax is this: According to 
> even the "Fair Tax" people, since businesses pass their tax burden on 
> to consumers in the form of higher prices, income taxes (directly or 
> indirectly) make up more than 20% of the retail price of products - 
> others say MUCH more! Does that mean that with the passage of 
> the "fair" tax, retail prices will immediately come down 20% (or 
> more)? Or does that mean that the "fair" tax will mean a 20%(or 
> higher) government-mandated boondoggle for businesses at the expense 
> of consumers?

This would eventually iron itself out through competition. Businesses
never lower their prices more than they think they have to in order to
make sales (and why should they?), but competition will force price
decreases. Lower the cost of all products to all businesses by 20%,
and some of those businesses will cut prices in order to attract
customers, forcing others to do the same.

However, there would either be a time lag, or else some businesses
would take it right on the chin: Their inventories of non-perishable
goods which were purchased at prices reflecting the old tax burden are
either going to have to be sold at the same old price PLUS the new
tax, or else they're going to have to lose money.

Another problem which some people are beginning to notice: What about
people who earned money and saved it AFTER paying income taxes? They
were taxed once when they earned it, and now they're going to be taxed
23% on it when they spend it.

Remember how cool the Roth IRA was? You got to put after-tax dollars
into it and not be taxed on it when you withdrew it and its interest.
Well, guess what -- when those Roth IRA dollars come out of the
account and get spent, they're going to be taxed again after all.

Got a savings account, CD, etc., that you paid taxes on the principal
of? 23% more tax when you spend it.

Got a stock portfolio that you paid income tax on for your original
stake and capital gains tax every time you sold high? Well, when you
sell those stocks the next time after the "Fair" Tax goes in, and
spend the money, another 23% goes away.

Worked hard, paid your taxes, bought a used "starter" house with what
was left and now you're ready to sell it and build your dream home?
Well, you may not get taxed on appreciated value, but that original
$50K of income that you paid taxes on before investing in the original
home? 23%, bubba.

Anywhere that you've saved or stored money or value after paying taxes
on it, that money gets taxed AGAIN the instant you liquidate and spend it.

Tom Knapp






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