My comment on the article:

*Jon Roland* (URL) <http://www.constitution.org/cs_money.htm> said:
Jul. 10, 11:44 AM 
<http://www.businessinsider.com/dont-pass-ron-pauls-audit-the-fed-bill-2009-7#comment-4a5761ee14b9b9ef00a4d8e9>
Auditing the Federal Reserve is long overdue, but it will take a long 
time, and we may not have the time to wait for the audit report.

It also examines only one part of the total problem. We need a thorough 
analysis of the entire system of fiat currency, fractional reserve 
banking, and credit. We also need to design good alternatives, because 
we may need them very soon.

Constitutionally, we need to return to the use of only gold and silver 
for currency, but transitioning back to that would be problematic at 
this point. I propose backing currency with energy units, like joules, 
in addition to gold and silver. That would take a constitutional 
amendment, but energy units would more accurately reflect the real value 
that needs to back currency, as opposed to only trust that governments 
or financial institutions won't create too much money. We have seen that 
it doesn't take much pressure to get them to betray that trust.

States also need to require banks to maintain 100% reserves. The Federal 
government has no constitutional authority to regulate banks at all, and 
needs to get out of doing that.

We also need to enable everyone with a computing device to function as a 
bank, and replace banking and financial institutions that have become 
"too big to fail" with millions or billions of microbanks, one for every 
individual.


Don't Pass Ron Paul's "Audit The Fed" Bill 
<http://www.businessinsider.com/dont-pass-ron-pauls-audit-the-fed-bill-2009-7>
The Business Insider - New York,NY,USA
In addition, I will explain why an extension of the Federal *Reserve's* 
supervisory and regulatory responsibilities as part of a broader 
initiative to address *...*
See all stories on this topic 
<http://news.google.com/news/story?ncl=http://www.businessinsider.com/dont-pass-ron-pauls-audit-the-fed-bill-2009-7&hl=en>

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