This week's theme: terms from law.

per stirpes (pur-STUR-peez) noun

   A method of dividing an estate in which each branch of the descendants
   of a deceased person receives an equal share.

[From Latin, literally "by roots" or "by stocks".]

An example would be helpful. A man has three children A, B, and C, and at
the time of his death, only A and B are alive. Per stirpes division of the
property means that A receives one third, B receives one third, and the
final one third share is equally divided among C's children.

A different way to divide an estate is per capita (by heads) where each
person receives equal share irrespective of how far down he or she lies
in the family tree.

-Anu Garg (words at wordsmith.org)

  "When adding children [as beneficiaries in a will], beware the following
   trap: One child dies before you do and the whole IRA [Individual
   Retirement Account] goes to the others, meaning you've stiffed the
   offspring of the deceased child and possibly created a legal or family
   mess. You can avoid this (as well as avoid cutting out a child or
   grandchild born between the time you revise a form and your death) by
   using 'to my descendants per stirpes.'"
   Neil Weinberg and Matthew Swibel; Protect Your IRA; Forbes (New York);
   Nov 25, 2002.

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............................................................................
Oh the comfort, the inexpressible comfort of feeling safe with a person,
having neither to weigh thoughts nor measure words, but pouring them all
right out, just as they are -- chaff and grain together -- certain that a
faithful hand will take and sift them, keep what is worth keeping, and with
the breath of kindness blow the rest away. -George Eliot (pen name of Mary
Ann Evans), novelist (1819-1880)

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Pronunciation:
http://wordsmith.org/words/per_stirpes.wav
http://wordsmith.org/words/per_stirpes.ram

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